313 LUCAYA LOOP, DAVENPORT, FL, 33897
Active82 days on marketListed Apr 29, 2026MLS #S5148895
About this home
313 LUCAYA LOOP
Escape to island living in this fully furnished, turn-key 3-bedroom, 2-bathroom condo perched on the top floor of Building 5 at the prestigious Bahama Bay Resort. The open-concept floor plan flows effortlessly onto a private screened balcony — your own breezy retreat for morning coffee or sunset cocktails, free from Florida's flying guests. As a top-floor unit, there are no upstairs neighbors to disrupt the peace, making it equally ideal for personal getaways or as a high-performing short-term rental. Set across 70 lush acres along the shores of Lake Davenport, Bahama Bay Resort delivers a true tropical escape. Residents and guests enjoy four heated pools, six whirlpool spas, a children's splash pad, and a private sandy beach, along with the on-site Tradewinds Restaurant & Bar, a fitness center, tennis and pickleball courts, and scenic nature trails winding through the property. Just minutes from Walt Disney World, Universal Studios, and SeaWorld — and surrounded by Central Florida's best dining, shopping, and entertainment — this condo is perfectly positioned to attract steady vacation demand year-round. Whether you're seeking a personal slice of paradise or a standout addition to your investment portfolio, this is an opportunity that checks every box.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,655
Sqft
0.01 ac
Lot size
2003
Year built
One
Levels
$130
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,598 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,598/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.4%
$/sqft vs Davenport actives
$130 vs $191
Days on market
82 vs 42 typical
Where $130/sqft sits among the 400 Davenport actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Bahama Bay, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental · projected
$31,648/yr gross
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,295/mo median
Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.
The Four Corners short-term market
▼ Softening48%
Occupancy
▼ 37% yr/yr
$325
Avg nightly rate
▲ 13% yr/yr
$38K/yr
Revenue per listing
$151
RevPAR
78 days
Booking lead time
5.7 nights
Avg stay
3
Typical min nights
11,479
Active rentals
▼ 20% supply
Seasonality — monthly occupancy
Peaks at 57% in Jul · bottoms at 36% in Jun
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Four Corners — the projection above is specific to this home’s size.
Where it sits
Inside Bahama Bay
Bahama Bay is a short-term-rental community. See the full guide →
DAVENPORT 33897 — neighborhood snapshot
Population
29,206
Median age
38.9
Median income
$73,457
Median home value
$279,100
Avg household
2.85
Households w/ children
3,278
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$342K → $363K
Davenport median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
166 of 400
Davenport actives have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 39% below the DAVENPORT 33897 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 313 LUCAYA LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$162,000
1103 GRAN BAHAMA BOULEVARD · same community
3 bd · 2 ba · 1,227 sqft · $132/sqft · 11 DOM
Sold · Jun ’26$205,000
604 RUM RUN · same community
3 bd · 2 ba · 1,227 sqft · $167/sqft · 70 DOM
Sold · Jul ’26$295,000
9014 WILDFLOWER LANE
3 bd · 2.5 ba · 1,530 sqft · $193/sqft · 76 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 313 LUCAYA LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 313 LUCAYA LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
313 LUCAYA LOOP FAQs
What would the monthly payment be for 313 LUCAYA LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,598/mo — principal and interest, the actual property-tax bill, the $841/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 313 LUCAYA LOOP?+
The association fee works out to $841 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 313 LUCAYA LOOP?+
The most recent tax bill on record (2025) was $2,831. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 313 LUCAYA LOOP be rented short-term?+
Yes — this home sits inside Bahama Bay, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 313 LUCAYA LOOP?+
The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $215,000, this home is listed about 45% below the Davenport median of $388,995. The market section on this page shows how the area is trending.
Which schools are assigned to 313 LUCAYA LOOP?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the DAVENPORT 33897 market on paper
$215,000 is 39% below the DAVENPORT 33897 median of $350,000, and at $130/sqft it sits under the Davenport average of $196.
02Zoned for nightly rentals
Bahama Bay is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
04Know the monthly fee
The association fee is $841/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
Listing courtesy of TEAM DONOVAN · James Donovan. MLS #S5148895.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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