
13 E 8TH STREET, FROSTPROOF, FL, 33843
Active83 days on marketListed May 1, 2026MLS #S5148688
About this home
13 E 8TH STREET
One or more photo(s) has been virtually staged. Completely rebuilt for modern living, this move-in-ready home offers something that's becoming harder to find—major system updates, a large private lot, no HOA, and room to live your way. Set on .31 of an acre with no rear neighbors, this beautifully renovated 3-bedroom, 2-bath home combines the character of an established property with the confidence of extensive 2024 improvements. The roof, windows, electrical, plumbing, insulation, HVAC, interior and exterior paint, flooring, kitchen, and bathrooms have all been updated, with a new water heater installed in 2025. The result is a home that lives like new without the price tag of new construction. A welcoming covered front porch creates the perfect spot to enjoy your morning coffee or unwind in the evening and can easily be screened for year-round enjoyment. Inside, an open, light-filled layout welcomes you with luxury vinyl plank flooring, recessed lighting, and a seamless flow between the living, dining, and kitchen spaces. The kitchen is designed for everyday living, featuring quartz countertops, soft-close shaker cabinetry, a lazy Susan, and brand-new stainless steel appliances. The enclosed laundry room adds valuable interior functionality, while both updated bathrooms feature clean, timeless finishes that complement the home's fresh design. Outside is where this property truly shines. With no rear neighbors, a spacious backyard, and no HOA restrictions, you'll have the flexibility to park your boat, RV, trailer, or work vehicles, create your dream outdoor living space, add a pool or garden, or simply enjoy the extra privacy and open space that's becoming increasingly difficult to find. Enjoy the charm of Frostproof, a welcoming small town that offers a slower pace of life away from the hustle and bustle while continuing to experience thoughtful growth and investment. Surrounded by beautiful lakes, including Lake Clinch and Lake Buffum, residents enjoy easy access to fishing, boating, kayaking, and Florida's natural beauty. Everyday conveniences are just a short drive away, with Lake Wales approximately 15 minutes, Avon Park 20 minutes, Sebring 30 minutes, and Winter Haven 35–40 minutes. For commuters or weekend adventures, Orlando is just over an hour away, while Tampa is approximately an hour and a half, giving you the perfect balance of peaceful small-town living with convenient access to major employment centers, shopping, dining, entertainment, airports, and Central Florida's world-famous attractions. Short-term rentals are permitted with registration through the City of Frostproof Business Tax Receipt program, making this an excellent opportunity for homeowners, seasonal residents, or investors. A one-year home warranty, $500.00 "GOLD" package is also being offered to the buyer, providing added confidence and protection after closing. Survey is available with no modifications that will also allow you to save out of pocket expenses. If you've been searching for a home that offers modern updates, long-term value, outdoor space, and the freedom of no HOA, this one deserves a closer look.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
996
Sqft
0.31 ac
Lot size
1946
Year built
One
Levels
$207
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,591 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,591/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Downtown Frostproof
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Frostproof. See the full Frostproof guide →
Downtown Frostproof — neighborhood snapshot
Population
749
Median age
47
Median income
$37,538
Median home value
$96,846
Avg household
3
Households w/ children
82%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Frostproof market
$220K → $245K
Frostproof median sold, yr/yr
96.1%
Sale-to-list ratio (12 mo)
Median sold price, Frostproof, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 320% above the FROSTPROOF 33843 median. See the full Frostproof market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13 E 8TH STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13 E 8TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
13 E 8TH STREET FAQs
What would the monthly payment be for 13 E 8TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,591/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13 E 8TH STREET?+
The most recent tax bill on record (2025) was $1,528. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Frostproof?+
At $206,000, this home is listed about 25% below the Frostproof median of $274,950. The market section on this page shows how the area is trending.
Which schools are assigned to 13 E 8TH STREET?+
Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of ORANGE SLICE PROPERTIES · Lisa Siner, LLC. MLS #S5148688.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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