
295 FRANCES CIRCLE, ALTAMONTE SPRINGS, FL, 32701
Active98 days on marketListed Apr 16, 2026MLS #S5147940
About this home
295 FRANCES CIRCLE
Back on market at no fault of the seller or property! Some listing photos have been virtually decluttered and digitally enhanced to depict a twilight setting. No permanent features of the property have been added, removed, or altered. One-of-a-kind mid-century ranch on OVER HALF an ACRE with extensive system upgrades, a stunning wood-burning brick fireplace, and a private backyard oasis designed for true indoor-outdoor living. Welcome to a rare mid-century ranch retreat situated on an expansive corner lot spanning more than half an acre. Combining timeless character with substantial infrastructure improvements, this property offers a unique opportunity to enjoy the charm of an established home without many of the major expenses buyers often anticipate. One of the home's most compelling features is the significant investment already made in its major systems and components. Recent improvements include electrical upgrades with a new service line and panel, plumbing updates (2019), well and irrigation improvements, roof cleaning with warranty, generator with dedicated panel, newer A/C components under warranty, water heater, and reverse osmosis system. These upgrades provide added peace of mind and help reduce future maintenance concerns, especially as Florida's hurricane season approaches. At the heart of the home, the expansive great room showcases a dramatic wall-to-wall brick wood-burning fireplace, creating a warm and inviting focal point for gathering and everyday living. Natural light fills the home through Solatube skylights and sliding glass doors that seamlessly connect interior spaces to the outdoors. The spacious Florida Room, lined with windows overlooking the backyard, offers incredible flexibility as a game room, lounge, home office, fitness space, or creative retreat. The kitchen blends character and functionality with a copper farmhouse sink, induction cooktop, double ovens, wine refrigerator, and a dedicated coffee and wine bar. Adjacent to the kitchen, a versatile utility and mudroom with additional pantry storage provides access to a private courtyard. Step outside into your own private garden oasis. The fully fenced triple-lot backyard is designed for both entertaining and relaxation, featuring newly installed pavers, multiple seating areas, a fire pit, brick outdoor grill, dedicated gardening space, and mature landscaping that enhances privacy throughout the property. Originally designed as a four-bedroom home, one bedroom has been converted into an oversized utility space and can be reverted if desired. Additional features include private well water, generator capability, no HOA, and a rare amount of usable outdoor space that is increasingly difficult to find in Altamonte Springs. Ideally located minutes from Orlando Health, AdventHealth Altamonte Springs, HCA Florida Lake Monroe Hospital, Cranes Roost Park, Altamonte Mall, dining, shopping, and major roadways, this home offers the perfect balance of privacy, convenience, and character. A truly distinctive Central Florida property where the major work has already been done—allowing the next owner to simply move in and enjoy.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,293
Sqft
0.6 ac
Lot size
2
Garage
1968
Year built
One
Levels
$251
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,962 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,962/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.5%
$/sqft vs SANLANDO
$251 vs $228
Days on market
98 vs 36 typical
Where $251/sqft sits among the 9 homes for sale in SANLANDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Altamonte Springs
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Altamonte Springs. See the full Altamonte Springs guide →
The numbers that matter
The Altamonte Springs market
$307K → $288K
Altamonte Springs median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
9 of 9
SANLANDO have cut their price
Median sold price, Altamonte Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 163% above the Altamonte Springs median. See the full Altamonte Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 295 FRANCES CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$250,000
501 HERMITS TRAIL · same community
4 bd · 2 ba · 2,401 sqft · $104/sqft · 6 DOM
Sold · Apr ’26$442,200
516 PINEVIEW STREET · same community
4 bd · 2 ba · 2,037 sqft · $217/sqft · 27 DOM
Sold · Jul ’26$418,000
546 HILLCREST STREET · same community
3 bd · 2.5 ba · 1,900 sqft · $220/sqft · 28 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 295 FRANCES CIRCLE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 295 FRANCES CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
295 FRANCES CIRCLE FAQs
What would the monthly payment be for 295 FRANCES CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,962/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 295 FRANCES CIRCLE?+
The most recent tax bill on record (2024) was $5,808. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 295 FRANCES CIRCLE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Altamonte Springs?+
At $575,000, this home is listed about 163% above the Altamonte Springs median of $219,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of NORTHGROUP REAL ESTATE, INC · Kimary Carrero. MLS #S5147940.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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