652 TROTTERS DRIVE, EAGLE LAKE, FL, 33839
Active93 days on marketListed Apr 21, 2026MLS #S5147732
About this home
652 TROTTERS DRIVE
Excellent investment opportunity in Ranches at Lake McLeod with tenant in place through October 2026, offering immediate rental income and long-term investment potential. Located in Eagle Lake, Florida, this 4-bedroom, 2-bathroom home is ideal for investors seeking a well-positioned, income-producing property in a growing residential area. Designed for comfort and functionality, this single-story home features an open-concept layout that seamlessly connects the living room, dining area, and kitchen, creating a bright and spacious feel throughout the main living areas. The efficient floor plan enhances both everyday livability and long-term rental appeal. The property includes a 2-car garage plus additional driveway parking for 2 more vehicles, providing added convenience for residents and guests. The bedrooms are well distributed, and the overall layout offers practicality and comfort for a variety of household needs. Conveniently located near major roadways, shopping, schools, and essential services, this home offers easy access to daily necessities while being situated within the residential community of Ranches at Lake McLeod. With a lease already in place, a desirable layout, and a convenient location, this property presents a strong opportunity for investors looking to add a stable rental asset to their portfolio.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,973
Sqft
0.13 ac
Lot size
2
Garage
2023
Year built
One
Levels
$141
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,630 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,630/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.8%
Days on market
93 vs 17 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Eagle Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Eagle Lake. See the full Eagle Lake guide →
EAGLE LAKE 33839 — neighborhood snapshot
Population
4,397
Median age
31.1
Median income
$93,229
Median home value
$234,600
Avg household
3.26
Households w/ children
625
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Eagle Lake market
$302K → $285K
Eagle Lake median sold, yr/yr
98.7%
Sale-to-list ratio (12 mo)
Median sold price, Eagle Lake, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 652 TROTTERS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 652 TROTTERS DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
652 TROTTERS DRIVE FAQs
What would the monthly payment be for 652 TROTTERS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,630/mo — principal and interest, the actual property-tax bill, the $117/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 652 TROTTERS DRIVE?+
The association fee works out to $117 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 652 TROTTERS DRIVE?+
The most recent tax bill on record (2025) was $7,040. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 652 TROTTERS DRIVE?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Eagle Lake?+
At $279,000, this home is listed about 4% below the Eagle Lake median of $290,990. The market section on this page shows how the area is trending.
Which schools are assigned to 652 TROTTERS DRIVE?+
Lake Shipp Elementary School (elementary), Lake Region High School (high), Westwood Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of AGENT TRUST REALTY CORPORATION · Ernesto Pineda. MLS #S5147732.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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