416 BARBADOS CIRCLE, LAKELAND, FL, 33803
Active114 days on marketListed Apr 10, 2026MLS #S5147584
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Upcoming open house
Fri, Aug 7
4:00 AM – 7:00 PM
About this home
416 BARBADOS CIRCLE
Some homes simply give you a place to live. Others make everyday life easier, quieter, and more enjoyable. Welcome to 416 Barbados Circle in Lakeland, where low-maintenance living meets resort-style amenities in the desirable Villas by the Lake community. Situated on a beautifully landscaped corner lot, this thoughtfully updated home features an inviting open layout filled with natural light and a split-bedroom floor plan that offers comfort and privacy. The primary suite provides a peaceful retreat, while the additional bedrooms offer flexibility for guests, a home office, or hobbies. Major updates have already been completed, including a 2016 roof, high-efficiency replacement windows throughout, new blinds and window shades, and updated kitchen appliances, allowing you to move in with confidence instead of planning renovations. Outside, the HOA handles lawn maintenance so you can spend more time enjoying everything the community offers, including a pool, clubhouse, fitness center, tennis and racquetball courts, private lake access, and a community boat ramp. HOA fees also include cable and internet, making homeownership even more convenient. Perfectly located between Tampa and Orlando, and just minutes from Lakeland Linder International Airport, shopping, dining, medical facilities, and major highways, this home offers both convenience and a relaxed Florida lifestyle. If you're searching for a low-maintenance home in Lakeland, a property with lake access, or a home that offers exceptional amenities and thoughtful updates, 416 Barbados Circle is one you won't want to miss. Come experience a home that offers more than just an address—it offers a lifestyle.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,709
Sqft
0.14 ac
Lot size
2
Garage
1992
Year built
One
Levels
$175
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,774 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,774/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.1%
$/sqft vs Lakeland actives
$175 vs $193
Days on market
114 vs 33 typical
Where $175/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Imperial
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
Imperial — neighborhood snapshot
Population
1,540
Median age
36
Median income
$63,007
Median home value
$183,783
Avg household
2
Households w/ children
100%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$318K → $320K
Lakeland median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
205 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% above the LAKELAND 33803 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 416 BARBADOS CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$220,000
668 JAMAICA CIRCLE · same community
2 bd · 2 ba · 1,647 sqft · $134/sqft · 179 DOM
Sold · Apr ’26$353,000
474 BARBADOS CIRCLE · same community
2 bd · 2 ba · 1,551 sqft · $228/sqft · 3 DOM
Sold · Jan ’26$260,000
492 CARIBBEAN DRIVE · same community
2 bd · 2 ba · 1,542 sqft · $169/sqft · 222 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 416 BARBADOS CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 416 BARBADOS CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
416 BARBADOS CIRCLE FAQs
What would the monthly payment be for 416 BARBADOS CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,774/mo — principal and interest, the actual property-tax bill, the $345/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 416 BARBADOS CIRCLE?+
The association fee works out to $345 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 416 BARBADOS CIRCLE?+
The most recent tax bill on record (2025) was $4,449. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 416 BARBADOS CIRCLE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $299,900, this home is listed about 12% below the Lakeland median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 416 BARBADOS CIRCLE?+
Southwest Middle School (middle), Southwest Elementary School (elementary), Kathleen Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX HERITAGE PROFESSIONALS · Anna Impiduglia. MLS #S5147584.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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