12827 OULTON CIRCLE, ORLANDO, FL, 32832
Active129 days on marketListed Mar 27, 2026MLS #S5146675
About this home
12827 OULTON CIRCLE
Gorgeous waterfront 4 beds 2 and half baths home in highly desirable Eagle Creek Community in the heart of Lake Nona. This 4-bedroom, 2.5-bath home offers a resort-style country club lifestyle with top-tier amenities, including a championship golf course, guard-gated entry, two clubhouses, fitness center, resort-style pools, splash pad, tennis and basketball courts, parks, and walking/biking trails. Rental includes pool and lawn maintenance. The home features a 2-car garage, open living and family rooms, and a spacious kitchen with a breakfast nook overlooking a private pool and screened patio with beautiful water views and sunsets. Laminate flooring runs throughout, except in the kitchen, bathrooms, and stairway. All bedrooms are upstairs, along with a large loft ideal for a playroom or office. The primary suite includes a walk-in closet. Easy access to SR-417 (Greenway), SR-528 (Beachline), theme parks, and approximately 15 minutes to Orlando International Airport. Located in a highly regarded school district.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,602
Sqft
0.16 ac
Lot size
2
Garage
2005
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$184 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$184/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Orlando actives
$1 vs $250
Days on market
129 vs 40 typical
Where $1/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Eagle Creek
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
Eagle Creek — neighborhood snapshot
Population
7,569
Median age
37
Median income
$136,670
Median home value
$626,700
Avg household
3
Households w/ children
1,420
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $409K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
169 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ORLANDO 32832 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 12827 OULTON CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$560,000
14030 BUDWORTH CIR · same community
4 bd · 2.5 ba · 2,541 sqft · $220/sqft · 83 DOM
Sold · Sep ’25$456,750
10151 CHORLTON CIRCLE · same community
4 bd · 2 ba · 2,236 sqft · $204/sqft · 69 DOM
Sold · May ’26$590,000
9920 CHORLTON CIRCLE · same community
4 bd · 2 ba · 2,195 sqft · $269/sqft · 51 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12827 OULTON CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12827 OULTON CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
12827 OULTON CIRCLE FAQs
What would the monthly payment be for 12827 OULTON CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $184/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 12827 OULTON CIRCLE?+
The listing reports pets: Cats OK, Dogs OK, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $3,300, this home is listed about 99% below the Orlando median of $394,900. The market section on this page shows how the area is trending.
Which schools are assigned to 12827 OULTON CIRCLE?+
Eagle Creek Elementary (elementary), Lake Nona High (high), 34-M-W-7 (34-M-N-7) (middle) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the ORLANDO 32832 market on paper
$3,300 is 99% below the ORLANDO 32832 median of $424,490, and at $1/sqft it sits under the Orlando average of $264.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
129 days on market against a Orlando median of 40 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Eagle Creek Elementary, Lake Nona High, 34-M-W-7 (34-M-N-7) — Eagle Creek Elementary rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $3,400, now $3,300 — a $100 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of TRANSCEND REALTY · Jacob Hara. MLS #S5146675.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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