1821 GROVELINE ROAD, ST CLOUD, FL, 34771
Active137 days on marketListed Mar 9, 2026MLS #S5145420
About this home
1821 GROVELINE ROAD
Welcome to Amelia Groves, a beautiful community located in the growing St. Cloud area, perfectly positioned between historic Downtown St. Cloud and the vibrant Lake Nona district. This charming 3-bedroom, 2-bath single-family home, built in 2023, offers 1,668 sq ft of comfortable living space and a well-designed layout ideal for modern living. The Amelia Groves community provides a peaceful setting with excellent amenities including a community pool, playground, scenic walking trails, and homesites surrounded by ponds and conservation areas — all with NO CDD and an affordable HOA of approximately $130 monthly. This home features spacious living areas, a two-car garage, and is located in a rapidly growing area close to shopping, dining, major highways, and many of Central Florida’s top attractions. Move-In Incentive Available! Qualified buyers who finance with our affiliated lender may choose one of the following: a 4.5 (FHA) or 4.99 (Conventional) interest rate, or $5,000 toward closing costs (buyer must qualify; incentive applies only when using our affiliated lender). Don’t miss the opportunity to own a home in one of St. Cloud’s most desirable and growing communities.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,668
Sqft
0.13 ac
Lot size
2
Garage
2023
Year built
One
Levels
$240
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,267 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,267/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.3%
$/sqft vs AMELIA GROVES PH 1
$240 vs $206
Days on market
137 vs 33 typical
Where $240/sqft sits among the 6 homes for sale in AMELIA GROVES PH 1
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
3 of 6
AMELIA GROVES PH 1 have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% below the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 1821 GROVELINE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$370,000
1773 GROVELINE RD · same community
3 bd · 2 ba · 1,688 sqft · $219/sqft · 42 DOM
Sold · May ’26$395,000
6091 FOREST PERCH DRIVE · same community
4 bd · 2 ba · 1,841 sqft · $215/sqft · 143 DOM
Sold · Jan ’26$415,000
1880 GROVELINE ROAD · same community
4 bd · 2.5 ba · 2,230 sqft · $186/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1821 GROVELINE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1821 GROVELINE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
1821 GROVELINE ROAD FAQs
What would the monthly payment be for 1821 GROVELINE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,267/mo — principal and interest, the actual property-tax bill, the $130/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1821 GROVELINE ROAD?+
The association fee works out to $130 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1821 GROVELINE ROAD?+
The most recent tax bill on record (2025) was $5,352. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1821 GROVELINE ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $399,900, this home is listed about 6% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1821 GROVELINE ROAD?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST CLOUD 34771 market on paper
$399,900 is 6% below the ST CLOUD 34771 median of $425,000.
02Time on market is leverage
137 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $410,000, now $399,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Ingrid Mercado. MLS #S5145420.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New St Cloud homes, in your inbox
Like 1821 GROVELINE ROAD but not quite? A daily digest of every new listing in St Cloud — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Eric to ping you on any price or status change →