Eric Chery
$257,000$279,9002 bd2 ba1,072 sqft$240 /sqft$1,959 /mo all-in ↓

9467 LAKE LOTTA CIRCLE, GOTHA, FL, 34734

Active155 days on marketListed Feb 18, 2026MLS #S5144071

Priced 60% below the GOTHA 34734 medianReduced $23KTownhouseCITRUS OAKS PH 01

About this home

9467 LAKE LOTTA CIRCLE

Price Adjustment just made!! One story Townhouse for Sale 2 bedrooms and 2 bathrooms end-unit in Citrus Oaks! This community offers a recreational building and pool that overlooks Lake Lotta. Some photos have been virtually stage. Tile flooring throughout the main living areas with carpet in the bedrooms. Ceiling fans in bedrooms. Great sunlight into the bedrooms and dining area. Roof was replaced in 2018, Windows replaced in 2010, Septic drain field replaced in 2014. Hight ceilings. Walk out to a screened in back porch perfect for relaxing, with laundry room. Private rear driveway with two parking spaces. HOA ONLY $60 MONTHLY and LAWN SERVICE INCLUDED! Conveniently located to all shopping, dining (Winter Garden - Orlando) and theme parks. Enjoy use of community pool and clubhouse, tennis court, and basketball court. Gotha is a charming and historic community in Orange County known for its peaceful, small-town atmosphere while being just minutes from Orlando, Windermere, and major highways. Surrounded by lakes, mature oak trees, and green spaces, it offers residents a quiet, nature-filled lifestyle with a strong sense of community. Local highlights include a beautiful botanical garden, Gotha Park for outdoor recreation, and the popular Yellow Dog Eats, a beloved local dining spot. The area also provides access to well-rated schools, nearby shopping and dining, and convenient routes to downtown Orlando, making it an ideal choice for those seeking privacy, character, and a relaxed lifestyle without sacrificing accessibility. Location offers easy access to the 408/429 and the FLORIDA TURNPIKE. SCHEDULE A SHOWING TODAY!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,072

Sqft

0.11 ac

Lot size

1985

Year built

One

Levels

$240

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · High Ceilings
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Brick · Stucco
FoundationSlab
FacesSouth
ParkingOpen
ExteriorBasketball Court · Tennis Court(s)

Community & fees

HOA fee$60/mo
Taxes (2025)$1,345/yr
PetsYes
CommunityClubhouse · Pool · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Connected · Public · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,959 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,513
FHA mortgage insurance (est.)$114
Property tax — 2025 actual bill$112
HOA fee — from the listing$60
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,995Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,995
Interest rate6.00%
Loan term

Estimated payment

$1,959/mo

Principal & interest$1,513
FHA mortgage insurance (est.)$114
Property taxes (actual bill)$112
HOA / condo fee$60
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside The Citrus Oaks

Map of 9467 LAKE LOTTA CIRCLE inside its neighborhood boundary

Drive times from this address

Downtown Orlando12 min
Universal Orlando17 min
Walt Disney World28 min
Orlando Int’l Airport (MCO)31 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Gotha. See the full Gotha guide →

The Citrus Oaks — neighborhood snapshot

Population

895

Median age

36

Median income

$50,197

Median home value

$292,000

Avg household

3

Households w/ children

113

For the school run

Orange County School District

ElementaryWestbrooke Elementary★★★★
MiddleGotha Middle★★★★★
HighOlympia High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Gotha market

Seller’s marketLeans buyer8.5 months of inventoryBuyer’s market

$518K$615K

Gotha median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

Median sold price, Gotha, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 60% below the GOTHA 34734 median. See the full Gotha market guide →

Paper trail

This home's history

CurrentPrice reduced to $257,000 $23K
Feb 18, 2026Listed at $279,900 · 155 days on market since
1985Built · CITRUS OAKS PH 01

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 9467 LAKE LOTTA CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9467 LAKE LOTTA CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

9467 LAKE LOTTA CIRCLE FAQs

What would the monthly payment be for 9467 LAKE LOTTA CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,959/mo — principal and interest, the actual property-tax bill, the $60/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 9467 LAKE LOTTA CIRCLE?+

The association fee works out to $60 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 9467 LAKE LOTTA CIRCLE?+

The most recent tax bill on record (2025) was $1,345. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9467 LAKE LOTTA CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Gotha?+

At $257,000, this home is listed about 63% below the Gotha median of $700,000. The market section on this page shows how the area is trending.

Which schools are assigned to 9467 LAKE LOTTA CIRCLE?+

Westbrooke Elementary (elementary), Gotha Middle (middle), Olympia High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the GOTHA 34734 market on paper

$257,000 is 60% below the GOTHA 34734 median of $650,000, and at $240/sqft it sits under the Gotha average of $364.

02Time on market is leverage

155 days on market against a Gotha median of 41 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Westbrooke Elementary, Gotha Middle, Olympia High — Westbrooke Elementary rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $279,900, now $257,000 — a $23K cut. The full history is in the market section below.

Listing courtesy of WATSON REALTY CORP · Blanca Sanchez. MLS #S5144071.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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