1115 SEAGRAPE DRIVE, RUSKIN, FL, 33570
Active178 days on marketListed Jan 23, 2026MLS #S5142292
About this home
1115 SEAGRAPE DRIVE
Light-filled home on a serene conservation lot, offering soaring ceilings, walls of windows, and lush foliage views that bring the outdoors in. The open-concept design is anchored by a gourmet kitchen featuring a large quartz island and high-end appliances—ideal for entertaining and everyday living. Natural light flows throughout the home and extends seamlessly to the screened-in lanai, where you can relax and enjoy peaceful conservation views. As a resident of Southshore Yacht Club within Little Harbor, you’ll enjoy an unmatched suite of resort-style amenities, including a full-service marina with boat slips and Gulf access, a clubhouse perfect for hosting soirees, pool, fitness center, and game room. At the community beach and pier, you'll find even more amenities including pickleball courts, and beachfront dining with a Tiki Bar—perfect for taking in Tampa Bay’s unforgettable sunsets. Set within Ruskin’s laid-back waterfront enclave, this home offers a relaxed coastal atmosphere while remaining close to shopping, dining, golf courses, and major routes connecting you to the greater Tampa Bay area.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,524
Sqft
0.12 ac
Lot size
2
Garage
2024
Year built
Two
Levels
$230
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,300 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,300/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.3%
$/sqft vs Ruskin actives
$230 vs $180
Days on market
178 vs 51 typical
Where $230/sqft sits among the 286 Ruskin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin
Get to know Ruskin. See the full Ruskin guide →
RUSKIN 33570 — neighborhood snapshot
Population
33,676
Median age
36.7
Median income
$69,048
Median home value
$255,400
Avg household
2.86
Households w/ children
4,421
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ruskin market
$330K → $320K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
160 of 286
Ruskin actives have cut their price
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 73% above the RUSKIN 33570 median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 1115 SEAGRAPE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$900,000
1128 SEAGRAPE DRIVE · same community
4 bd · 3.5 ba · 2,913 sqft · $309/sqft · 32 DOM
Sold · Jun ’26$370,000
1834 RAVEN GLEN DRIVE
4 bd · 2.5 ba · 2,507 sqft · $148/sqft · 33 DOM
Sold · May ’26$675,000
100 18TH STREET NW
3 bd · 3 ba · 2,496 sqft · $270/sqft · 36 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1115 SEAGRAPE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1115 SEAGRAPE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
1115 SEAGRAPE DRIVE FAQs
What would the monthly payment be for 1115 SEAGRAPE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,300/mo — principal and interest, the actual property-tax bill, the $319/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1115 SEAGRAPE DRIVE?+
The association fee works out to $319 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1115 SEAGRAPE DRIVE?+
The most recent tax bill on record (2024) was $5,681. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1115 SEAGRAPE DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $580,000, this home is listed about 66% above the Ruskin median of $349,850. The market section on this page shows how the area is trending.
Which schools are assigned to 1115 SEAGRAPE DRIVE?+
Ruskin Elementary School (elementary), Lennard High School (high), Shields Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$580,000 runs 73% above the RUSKIN 33570 median — but at 2,524 sqft it's also 35% larger than the typical Ruskin listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
178 days on market against a Ruskin median of 51 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $661,000, now $580,000 — a $81K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of GLASSTONE GROUP INC · Lyra Martin. MLS #S5142292.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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