31 MORGAN STREET, AUBURNDALE, FL, 33823
Active259 days on marketListed Nov 17, 2025MLS #S5138708
About this home
31 MORGAN STREET
Welcome to 31 Morgan St! This stunning 2024-built home offers modern living with the added reassurance of a builder warranty. Featuring a spacious 2-car garage, this home truly shines with a sparkling heated saltwater in-ground pool, complete with a filtration system and screened enclosure for year-round enjoyment. The fenced yard includes a dedicated dog run, perfect for pet owners. For those who love to work or create, the fully insulated 24' x 40' workshop/metal barn is climate-controlled with two mini-splits—ideal for hobbies, business, or storage. The home also includes leased solar panels, lease will be transferred to new owner at closing. Don't miss this incredible opportunity to own a turnkey property with energy savings, privacy, and tons of extras!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,897
Sqft
0.81 ac
Lot size
2
Garage
2024
Year built
One
Levels
$358
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,105 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,105/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+72%
$/sqft vs Auburndale actives
$358 vs $189
Days on market
259 vs 62 typical
Where $358/sqft sits among the 229 Auburndale actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Auburndale
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Auburndale. See the full Auburndale guide →
AUBURNDALE 33823 — neighborhood snapshot
Population
39,146
Median age
40.8
Median income
$64,248
Median home value
$234,300
Avg household
2.89
Households w/ children
4,326
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Auburndale market
$316K → $345K
Auburndale median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
120 of 229
Auburndale actives have cut their price
Median sold price, Auburndale, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 113% above the AUBURNDALE 33823 median. See the full Auburndale market guide →
Paper trail
This home's history
Reality check
What actually sold near 31 MORGAN STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$670,000
3925 39TH AVENUE N · same community
3 bd · 2 ba · 2,104 sqft · $318/sqft · 14 DOM
Sold · Dec ’25$714,990
3911 39TH AVENUE N · same community
4 bd · 3 ba · 2,671 sqft · $268/sqft · 42 DOM
Sold · May ’26$305,000
3926 40TH AVENUE N · same community
3 bd · 1 ba · 960 sqft · $318/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 31 MORGAN STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 31 MORGAN STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
31 MORGAN STREET FAQs
What would the monthly payment be for 31 MORGAN STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,105/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 31 MORGAN STREET?+
The most recent tax bill on record (2024) was $254. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Auburndale?+
At $680,000, this home is listed about 94% above the Auburndale median of $350,931. The market section on this page shows how the area is trending.
Which schools are assigned to 31 MORGAN STREET?+
Auburndale Central Elementary School (elementary), Jere L. Stambaugh Middle (middle), Auburndale Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$680,000 runs 113% above the AUBURNDALE 33823 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
259 days on market against a Auburndale median of 62 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $849,000, now $680,000 — a $169K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of GRAND STATE REALTY · Susana Martin. MLS #S5138708.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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