
0 N MAIN STREET, ST CLOUD, FL, 34771
Active680 days on marketListed Sep 9, 2024MLS #S5111955
About this home
0 N MAIN STREET
Pre-Construction. To be built. ATTENTION!! ATTENTION!! BUILDERS... Amazing opportunity for build to rent / build to sell 17 Townhouses in a prime rapidly growing area off the Narcoossee Corridor just south of Lake Nona and Medical City area. Existing plan consist 32 building with 6 townhomes and 1 building with 5 units, with mix of 3 and 4 bedrooms. Zoned for LDR -2.35 acres this property Property consists of 4 parcels and a portion of vacated right of way. Great access from Narcoossee and Jack Brack Roads. Perfectly shaped and situated lot with architectural plans to build multi-family residential complex of fine 17 townhomes with attached garages and ,clubhouse and plenty of street parking . Outstanding ROI, solid deal for small or savvy investors to create their own community. There is also an option to add studio above garages for extra cash flow. Water and Sewer available. Permits are almost ready so are a team of professionals if you like one stop shopping. Location is everything ,this lot is situated right near the multibillion dollars development of Neo City, Lake Nona. That means equity , tons of equity, no matter if you build, rent, wait or resell. This incredible lot is located Nearby access to Hwy 417, International Airport, Hgwy 528, Nemours Hospital, Newer VA Hospital and UCF Medical College. Contact today with all your questions!
Facts & features
The home at a glance
3
Bedrooms
1,600
Sqft
2.35 ac
Lot size
2
Garage
2025
Year built
$1,000
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$9,477 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,477/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs NARCOOSSEE NEW MAP OF
$1,000 vs $334
Days on market
680 vs 33 typical
Where $1,000/sqft sits among the 7 homes for sale in NARCOOSSEE NEW MAP OF
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
3 of 7
NARCOOSSEE NEW MAP OF have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 276% above the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 0 N MAIN STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$1,185,000
5237 MOORE STREET · same community
2 bd · 2 ba · 1,467 sqft · $808/sqft · 64 DOM
Sold · Sep ’25$415,000
1700 RUDIGER WAY · same community
3 bd · 2.5 ba · 1,783 sqft · $233/sqft · 1 DOM
Sold · Apr ’26$700,000
5365 RAMBLING ROAD · same community
3 bd · 2 ba · 1,973 sqft · $355/sqft · 270 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 0 N MAIN STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 0 N MAIN STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
0 N MAIN STREET FAQs
What would the monthly payment be for 0 N MAIN STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,477/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 0 N MAIN STREET?+
The most recent tax bill on record (2023) was $999. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Cloud?+
At $1,600,000, this home is listed about 276% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 0 N MAIN STREET?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,600,000 runs 276% above the ST CLOUD 34771 median.
02Time on market is leverage
680 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $1,800,000, now $1,600,000 — a $200K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Nataliya Voroshylo Hylton. MLS #S5111955.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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