Eric Chery
$1,600,000$1,800,0003 bd1,600 sqft$1,000 /sqft$9,477 /mo all-in ↓

0 N MAIN STREET, ST CLOUD, FL, 34771

Active680 days on marketListed Sep 9, 2024MLS #S5111955

Reduced $200KNew constructionMulti Family (5+)NARCOOSSEE NEW MAP OF

About this home

0 N MAIN STREET

Pre-Construction. To be built. ATTENTION!! ATTENTION!!  BUILDERS... Amazing opportunity for build to rent / build to sell 17 Townhouses in a prime rapidly growing area off  the Narcoossee Corridor just south of Lake Nona and Medical City area. Existing plan consist 32 building with 6 townhomes and 1 building with 5 units, with mix of 3 and 4 bedrooms. Zoned for LDR -2.35 acres this property Property consists of 4 parcels and a portion of vacated right of way. Great access from Narcoossee and Jack Brack Roads.   Perfectly shaped and situated lot with architectural plans to build multi-family residential complex of fine 17 townhomes with attached garages and ,clubhouse and plenty of street parking . Outstanding ROI, solid deal for small or savvy investors to create their own community. There is also an option to add studio above garages for extra cash flow.  Water and Sewer available. Permits are almost ready so are a team of professionals  if you like one stop shopping. Location is everything ,this lot is situated  right near the multibillion dollars development of Neo City, Lake Nona. That means equity , tons of equity, no matter if you build, rent, wait or resell. This incredible lot is located  Nearby access to Hwy 417,  International Airport, Hgwy 528, Nemours Hospital, Newer VA Hospital and UCF Medical College.  Contact  today with all your questions!

Facts & features

The home at a glance

3

Bedrooms

1,600

Sqft

2.35 ac

Lot size

2

Garage

2025

Year built

$1,000

Per sqft

Inside

InteriorCeiling Fan(s)
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
ExteriorSidewalk

Community & fees

Taxes (2023)$999/yr

Utilities & systems

UtilitiesOther
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$9,477 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$8,634
PMI (est., until 20% equity)$600
Property tax — 2023 actual bill$83
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $160,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $160,000
Interest rate6.00%
Loan term

Estimated payment

$9,477/mo

Principal & interest$8,634
PMI (est., until 20% equity)$600
Property taxes (actual bill)$83
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs NARCOOSSEE NEW MAP OF

$1,000 vs $334

Days on market

680 vs 33 typical

Where $1,000/sqft sits among the 7 homes for sale in NARCOOSSEE NEW MAP OF

5
0
1 · this home
0
0
1
$216–539$539–862$862–1186$1186–1509$1509–1832$1832+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Cloud

Map of 0 N MAIN STREET

Get to know St Cloud. See the full St Cloud guide →

ST CLOUD 34771 — neighborhood snapshot

Population

31,368

Median age

38.6

Median income

$101,434

Median home value

$427,500

Avg household

3.21

Households w/ children

4,183

For the school run

Osceola County School District

ElementaryLakeview Elementary School★★★★★
MiddleNarcoossee Middle School★★★★★
HighHarmony High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$414K$400K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

3 of 7

NARCOOSSEE NEW MAP OF have cut their price

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 276% above the ST CLOUD 34771 median. See the full St Cloud market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,600,000 $200K
Sep 9, 2024Listed at $1,800,000 · 680 days on market since
2025Built · NARCOOSSEE NEW MAP OF

Reality check

What actually sold near 0 N MAIN STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5237 MOORE STREETSold · Nov ’25

$1,185,000

5237 MOORE STREET · same community

2 bd · 2 ba · 1,467 sqft · $808/sqft · 64 DOM

1700 RUDIGER WAYSold · Sep ’25

$415,000

1700 RUDIGER WAY · same community

3 bd · 2.5 ba · 1,783 sqft · $233/sqft · 1 DOM

5365 RAMBLING ROADSold · Apr ’26

$700,000

5365 RAMBLING ROAD · same community

3 bd · 2 ba · 1,973 sqft · $355/sqft · 270 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 0 N MAIN STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 0 N MAIN STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

0 N MAIN STREET FAQs

What would the monthly payment be for 0 N MAIN STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,477/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 0 N MAIN STREET?+

The most recent tax bill on record (2023) was $999. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in St Cloud?+

At $1,600,000, this home is listed about 276% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 0 N MAIN STREET?+

Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,600,000 runs 276% above the ST CLOUD 34771 median.

02Time on market is leverage

680 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $1,800,000, now $1,600,000 — a $200K cut. The full history is in the market section below.

Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Nataliya Voroshylo Hylton. MLS #S5111955.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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