9014 OPTIMIST WAY, PALMETTO, FL, 34221
Active3 days on marketListed Jul 21, 2026MLS #R4911692
About this home
9014 OPTIMIST WAY
****SPECIAL FINANCING AVAILABLE FOR A LIMITED TIME ONLY FROM PREFERRED LENDER. RESTRICTIONS APPLY, FOR QUALIFIED BUYERS, SUBJECT TO APPLICABLE TERMS AND CONDITIONS. SUBJECT TO CHANGE WITHOUT NOTICE**** Welcome home to the Celebration! The layout of this beautiful home includes 4 bedrooms, 2 full bathrooms, powder room, an additional flex area, and a 2-car garage. Enter into the grand foyer with stairs leading up one side of the wall and a powder room on the other. As you walk through the foyer and down the hall, meander past the laundry room and towards the flex room. Step into the kitchen, to admire the beautiful countertops and cabinets lining 2 full walls. The center island has a double basin sink and offers extra space for seating. A dining room rests in between the kitchen and great room, which is the perfect flow of living space for maximum entertaining. The owner's suite sits off to the side and opens to the patio for peaceful outdoor living. Walking into the owner's bath, you are met by dual vanities and a large walk-in closet. Heading upstairs, the hallway is open to below, creating high ceilings and offering a wonderful amount of light. 3 bedrooms reside upstairs with large closets of their own, and they share a bathroom with dual vanities and a tub. The Celebration is a flexible home for those wanting a modern and spacious design. Contact us to schedule your very own tour of this floorplan!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,424
Sqft
0.11 ac
Lot size
2
Garage
2026
Year built
Two
Levels
$169
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,019 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,019/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.4%
$/sqft vs SOUTHPOINTE
$169 vs $190
Days on market
3 vs 55 typical
Where $169/sqft sits among the 19 homes for sale in SOUTHPOINTE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
PALMETTO 34221 — neighborhood snapshot
Population
54,923
Median age
46.6
Median income
$74,314
Median home value
$298,200
Avg household
2.63
Households w/ children
4,466
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $361K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
12 of 19
SOUTHPOINTE have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% above the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 9014 OPTIMIST WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$399,999
4320 OUTHAUL RUN · same community
3 bd · 2.5 ba · 2,424 sqft · $165/sqft · 116 DOM
Sold · Apr ’26$399,999
4319 OUTHAUL RUN · same community
3 bd · 2.5 ba · 2,424 sqft · $165/sqft · 5 DOM
Sold · Jun ’26$385,000
4335 OUTHAUL RUN · same community
3 bd · 2.5 ba · 2,286 sqft · $168/sqft · 62 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9014 OPTIMIST WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9014 OPTIMIST WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
9014 OPTIMIST WAY FAQs
What would the monthly payment be for 9014 OPTIMIST WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,019/mo — principal and interest, the actual property-tax bill, the $222/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9014 OPTIMIST WAY?+
The association fee works out to $222 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9014 OPTIMIST WAY?+
The most recent tax bill on record (2025) was $500. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9014 OPTIMIST WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $409,999, this home is listed about 3% above the Palmetto median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9014 OPTIMIST WAY?+
James Tillman Elementary Magnet School (elementary), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FLORIWEST REALTY GROUP, LLC · Elizabeth Stephens. MLS #R4911692.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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