Eric Chery
$419,0003 bd2 ba2,140 sqft$196 /sqft$3,070 /mo all-in ↓

21 TOWNHILL DRIVE, EUSTIS, FL, 32726

Active10 days on marketListed Jul 10, 2026MLS #R4911612

Single Family ResidenceEUSTIS TOWNHILL

About this home

21 TOWNHILL DRIVE

Discover a home that blends comfort, function, and Florida charm in one inviting package. This well-cared-for property offers an open and airy layout, perfect for both everyday living and entertaining. The spacious living room features a soaring cathedral ceiling and a cozy gas fireplace, built in surround sound, creating a welcoming centerpiece for the home. The interior is designed with easy maintenance in mind, featuring tile flooring throughout the main living areas and primary suite, along with vinyl flooring in the additional bedrooms. The kitchen has been tastefully updated with newer soft-close cabinetry and is complemented by recent improvements including a newer hot water heater, dishwasher, stove, disposal, and a roof replaced in 2021. The primary bedroom provides a peaceful retreat with direct access to the rear screened porch. The private en-suite bath offers comfort and convenience with a bidet, soaking tub, and separate walk-in shower. His and Hers master walk in closets with a safe room in one closet. Enjoy outdoor living year-round with two screened porches—one at the front of the home and one at the rear, accessible from both the living room and primary suite. The fully fenced yard is enhanced by professional landscaping and a sprinkler system, making it easy to maintain and enjoy. Additional highlights include an extra storage room and a hidden room, offering flexible space for storage, hobbies, or creative use. Home sits on 1.5 lots. Ideally located near shopping, lakes, and the popular festivals and events of Mount Dora, Tavares, and Eustis, this home offers a wonderful combination of location, lifestyle, and everyday comfort. Come see all this charming home has—schedule your showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,140

Sqft

0.19 ac

Lot size

2

Garage

1985

Year built

One

Levels

$196

Per sqft

FireplacePets allowed

Inside

FlooringCeramic Tile · Vinyl
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · Split Bedroom · Stone Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingHeat Pump

Outside & construction

RoofShingle
ConstructionWood Frame
FoundationSlab
FacesWest
ParkingDriveway · Garage Door Opener · Garage Faces Side
ExteriorIrrigation System · Rain Gutters · Sliding Doors

Community & fees

HOA fee$38/mo
Taxes (2025)$2,639/yr
PetsCats OK, Dogs OK, Yes

Utilities & systems

UtilitiesCable Connected · Electricity Available · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,070 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,467
FHA mortgage insurance (est.)$185
Property tax — 2025 actual bill$220
HOA fee — from the listing$38
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,665Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,665
Interest rate6.00%
Loan term

Estimated payment

$3,070/mo

Principal & interest$2,467
FHA mortgage insurance (est.)$185
Property taxes (actual bill)$220
HOA / condo fee$38
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $419K
$263KedgeAI estimate $351,075 · range $274K$492K$511K

vs edgeAI estimate

+19.3%

$/sqft vs Eustis actives

$196 vs $208

Days on market

10 vs 36 typical

Where $196/sqft sits among the 201 Eustis actives

89 · this home
55
26
12
4
15
$143–200$200–256$256–313$313–370$370–427$427+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Eustis

Map of 21 TOWNHILL DRIVE

Get to know Eustis. See the full Eustis guide →

EUSTIS 32726 — neighborhood snapshot

Population

23,885

Median age

40.6

Median income

$60,750

Median home value

$230,400

Avg household

2.38

Households w/ children

2,736

For the school run

Lake County School District

HighEustis High School★★★★★
MiddleEustis Middle School★★★★
ElementaryTriangle Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Eustis market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$336K$355K

Eustis median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

99 of 201

Eustis actives have cut their price

Median sold price, Eustis, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 41% above the EUSTIS 32726 median. See the full Eustis market guide →

Paper trail

This home's history

Jul 10, 2026Listed at $419,000 · 10 days on market since
1985Built · EUSTIS TOWNHILL

Reality check

What actually sold near 21 TOWNHILL DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

17 HIBISCUS COURTSold · Aug ’25

$350,000

17 HIBISCUS COURT · same community

3 bd · 2 ba · 1,932 sqft · $181/sqft · 106 DOM

294 W CHARLOTTE AVENUESold · Jul ’25

$324,000

294 W CHARLOTTE AVENUE

3 bd · 2 ba · 2,101 sqft · $154/sqft · 86 DOM

1190 OLD MOUNT DORA ROADSold · Jun ’26

$398,000

1190 OLD MOUNT DORA ROAD

4 bd · 2.5 ba · 2,216 sqft · $180/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 21 TOWNHILL DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 21 TOWNHILL DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

21 TOWNHILL DRIVE FAQs

What would the monthly payment be for 21 TOWNHILL DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,070/mo — principal and interest, the actual property-tax bill, the $38/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 21 TOWNHILL DRIVE?+

The association fee works out to $38 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 21 TOWNHILL DRIVE?+

The most recent tax bill on record (2025) was $2,639. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 21 TOWNHILL DRIVE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Eustis?+

At $419,000, this home is listed about 10% above the Eustis median of $382,500. The market section on this page shows how the area is trending.

Which schools are assigned to 21 TOWNHILL DRIVE?+

Eustis High School (high), Eustis Middle School (middle), Triangle Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of GALLERY 54 REALTY LLC · Debra Lowell. MLS #R4911612.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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