Eric Chery
$356,900$390,0002 bd2 ba1,296 sqft$275 /sqft$2,727 /mo all-in ↓

56290 CHERRY TREE ROAD, ASTOR, FL, 32102

Active179 days on marketListed Jan 25, 2026MLS #R4910603

Reduced $33KWaterfrontFully furnishedManufactured HomeASTOR FOREST CAMPSITES UNREC

About this home

56290 CHERRY TREE ROAD

Price Reduced on this Beautiful fully furnished 2023 home!!!! Located on a wide, deep-water canal with direct access to the St. Johns River. This home has been custom designed with Two Master suites, making it a great retreat for two couples, and open living area that connects to a fantastic outdoor deck and screened porch. Absolutely Turnkey property!! This property has so many great features including a large driveway with asphalt millings, great storage building onsite for all your tools and toys. 19 ft Godfrey deck boat with full electronics and power pole with a 115 Yamaha 4 stroke and trailer included. Along with a 50-amp power, Full hook-up pad for a RV including sewer. The kitchen appliances, washer, dryer, furniture, grill, and lawn mower will stay with the property!! Whether you're boating, fishing, or simply enjoying the Florida lifestyle, this home offers comfort, convenience, and access to some of the area's best waterways.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,296

Sqft

0.35 ac

Lot size

2023

Year built

One

Levels

$275

Per sqft

WaterfrontFurnished

Inside

FlooringLuxury Vinyl
AppliancesDryer · Electric Water Heater · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Open Floorplan · Thermostat
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationCrawlspace
FacesWest
ExteriorPrivate Mailbox · Storage

Community & fees

Taxes (2025)$3,694/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Phone Available · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,727 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,101
FHA mortgage insurance (est.)$158
Property tax — 2025 actual bill$308
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,492Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,492
Interest rate6.00%
Loan term

Estimated payment

$2,727/mo

Principal & interest$2,101
FHA mortgage insurance (est.)$158
Property taxes (actual bill)$308
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Astor

Map of 56290 CHERRY TREE ROAD

Drive times from this address

Downtown Orlando75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Astor. See the full Astor guide →

ASTOR 32102 — neighborhood snapshot

Population

2,401

Median age

59

Median income

$56,598

Median home value

$142,500

Avg household

1.94

Households w/ children

97%

For the school run

Lake County School District

ElementarySpring Creek Charter School★★★★★
MiddleUmatilla Middle School★★★★★
HighUmatilla High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Astor market

Seller’s marketLeans buyer12.6 months of inventoryBuyer’s market

$235K$250K

Astor median sold, yr/yr

89.9%

Sale-to-list ratio (12 mo)

Median sold price, Astor, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 49% above the ASTOR 32102 median. See the full Astor market guide →

Paper trail

This home's history

CurrentPrice reduced to $356,900 $33K
Jan 25, 2026Listed at $390,000 · 179 days on market since
2023Built · ASTOR FOREST CAMPSITES UNREC

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 56290 CHERRY TREE ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 56290 CHERRY TREE ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

56290 CHERRY TREE ROAD FAQs

What would the monthly payment be for 56290 CHERRY TREE ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,727/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 56290 CHERRY TREE ROAD?+

The most recent tax bill on record (2025) was $3,694. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Astor?+

At $356,900, this home is listed about 43% above the Astor median of $249,500. The market section on this page shows how the area is trending.

Which schools are assigned to 56290 CHERRY TREE ROAD?+

Spring Creek Charter School (elementary), Umatilla Middle School (middle), Umatilla High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$356,900 runs 49% above the ASTOR 32102 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

179 days on market against a Astor median of 32 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $390,000, now $356,900 — a $33K cut. The full history is in the market section below.

Listing courtesy of RIVER REALTY GROUP · Tracy Brainard. MLS #R4910603.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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