, VERO BEACH, FL, 32963
Active300 days on marketListed Sep 26, 2025MLS #R11128011
About this home
Beautiful first floor condo overlooking Moorings Spyglass Harbour. Tile flooring throughout, kitchen features SS appliances and granite counters. Master with spa-like en suite bath opens to covered porch. Well-designed open floor plan. Enjoy the Harbor View community pool and access to the Moorings private beach. One small pet with approval. Available furnished for annual rental starting May 1, 2026.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,100
Sqft
1988
Year built
$4
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$190 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$190/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Harbor Inn
Get to know Vero Beach. See the full Vero Beach guide →
Harbor Inn — neighborhood snapshot
Population
878
Median age
74
Median income
$208,412
Median home value
$759,600
Avg household
2
Households w/ children
16%
For the school run
Indian River County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Vero Beach market
$330K → $412K
Vero Beach median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
Median sold price, Vero Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the VERO BEACH 32963 median. See the full Vero Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
FAQs
What would the monthly payment be for ?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $190/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at ?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Vero Beach?+
At $4,100, this home is listed about 99% below the Vero Beach median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to ?+
Beachland Elementary School (elementary), Vero Beach High School (high), Gifford Middle School (middle) — Indian River County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the VERO BEACH 32963 market on paper
$4,100 is 100% below the VERO BEACH 32963 median of $999,000, and at $4/sqft it sits under the Vero Beach average of $313.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
300 days on market against a Vero Beach median of 30 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Beachland Elementary School, Vero Beach High School, Gifford Middle School — Beachland Elementary School rates 4 of 5. Always verify assignments with the district.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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