11192 3RD AVENUE, PUNTA GORDA, FL, 33955
Active26 days on marketListed Jun 28, 2026MLS #P4939150
About this home
11192 3RD AVENUE
What a find! NO HOA! TWO PARCELS, made up of 2 lots each. Cement Block house with screened lanai and storage sheds. Beautiful mature oak to provide the ultimate shade! Close to all of Punta Gorda's fun social life, with great restaurants close by! Laundry is inside in the utility room. 2 bedrooms and 1 bath, but an open floor plan in the main part of the house. Ceramic tile floors in the wet areas, with carpet in living room and bedrooms. Plumbing updated. Metal Roof. 2019 AC. Well/Septic means NO WATER BILLS. Spectrum Internet/Cable available. Perfect for a starter home, a snowbird escape, or an investor's income producer!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
768
Sqft
0.37 ac
Lot size
1960
Year built
One
Levels
$221
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,346 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,346/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+34%
$/sqft vs Punta Gorda actives
$221 vs $207
Days on market
26 vs 59 typical
Where $221/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33955 — neighborhood snapshot
Population
10,503
Median age
64.4
Median income
$76,733
Median home value
$321,500
Avg household
1.98
Households w/ children
623
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
180 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 315% above the PUNTA GORDA 33955 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 11192 3RD AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$244,000
11346 9TH AVENUE · same community
3 bd · 2 ba · 1,228 sqft · $199/sqft · 97 DOM
Sold · Apr ’26$285,000
11505 3RD AVE · same community
3 bd · 2 ba · 1,272 sqft · $224/sqft · 463 DOM
Sold · May ’26$140,000
11250 5TH AVENUE · same community
2 bd · 2 ba · 1,312 sqft · $107/sqft · 15 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11192 3RD AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11192 3RD AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
11192 3RD AVENUE FAQs
What would the monthly payment be for 11192 3RD AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,346/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 11192 3RD AVENUE?+
The most recent tax bill on record (2025) was $1,319. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Punta Gorda?+
At $169,999, this home is listed about 51% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 11192 3RD AVENUE?+
East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of GOOD COMPANY REALTY INC. · Sanda Andrews. MLS #P4939150.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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