5026 DOWN COURT, ST CLOUD, FL, 34772
Active25 days on marketListed Jun 25, 2026MLS #P4939138
About this home
5026 DOWN COURT
Welcome to this stunning 5-bedroom, 3-bath home built in 2023 by LandSea Homes, featuring the desirable Wilshire floor plan with almost 3,200 square feet of living space. Perfectly positioned on a canal with access to Alligator Chain of Lakes, this home blends modern comfort, flexible living, and the Florida lifestyle buyers are looking for. From the moment you arrive, the inviting front porch sets the tone. It's the perfect spot to enjoy your morning coffee while watching the neighborhood come to life with walkers, runners, and bike rides. Inside, you'll find a spacious and thoughtful layout designed for both everyday living and entertaining. The main level features a downstairs bedroom and full bath, ideal for guests, multigenerational living, or added privacy, along with a dedicated office for working from home or managing daily life. The open kitchen boasts stainless steel appliances, a large island, and a dining area just off to the side, creating an easy flow for hosting, gathering, and staying connected. Upstairs, you'll find four additional bedrooms, including a spacious primary suite with a large walk-in shower and generous walk-in closet. A loft and separate flex space provide even more room to spread out, whether you need a media area, playroom, home gym, study space, or second living area. Step outside to your screened back lanai and enjoy peaceful canal views overlooking the water. The newly finished pool, completed in 2024, creates the ultimate backyard retreat for relaxing, entertaining, and enjoying sunny Florida days. The canal offers the potential for a private dock, giving you the opportunity to further embrace waterfront living and access to the Alligator Chain of Lakes. The community adds even more to love, with a boat lift that provides access from the canal system out to the lake, plus a community pool with a splash area and a playground. Whether you're enjoying time at home, relaxing by your own pool, or taking advantage of the neighborhood amenities, this home offers a lifestyle that feels connected, convenient, and full of opportunity. With nearly new construction, a flexible floor plan, a new pool, canal frontage, lake chain access, and wonderful community amenities, this home offers space, lifestyle, and location all in one beautiful package.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
3,198
Sqft
0.13 ac
Lot size
2
Garage
2023
Year built
Two
Levels
$211
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,929 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,929/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.7%
$/sqft vs St Cloud actives
$211 vs $221
Days on market
25 vs 33 typical
Where $211/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
189 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 82% above the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 5026 DOWN COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$640,000
4930 CHASE COURT
5 bd · 3 ba · 3,198 sqft · $200/sqft · 13 DOM
Sold · Mar ’26$724,000
5038 TIBET COURT
5 bd · 3 ba · 3,198 sqft · $226/sqft · 8 DOM
Sold · Jan ’26$680,000
2970 WINDSONG LANE
5 bd · 4.5 ba · 3,187 sqft · $213/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5026 DOWN COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5026 DOWN COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
5026 DOWN COURT FAQs
What would the monthly payment be for 5026 DOWN COURT?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,929/mo — principal and interest, the actual property-tax bill, the $112/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5026 DOWN COURT?+
The association fee works out to $112 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5026 DOWN COURT?+
The most recent tax bill on record (2025) was $9,145. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5026 DOWN COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $675,000, this home is listed about 59% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5026 DOWN COURT?+
Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 MYERS REALTY · Tisha Talbot. MLS #P4939138.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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