
3676 E IBIS COVE COURT, HERNANDO, FL, 34442
Active2 days on marketListed Jul 23, 2026MLS #OM729069
About this home
3676 E IBIS COVE COURT
See Realtor Remarks: Arbor Lakes Low Maintenance Living! This 2-bedroom, 2-bath home with a versatile bonus room offers 1,595 square feet of comfortable living space. Features include granite countertops, luxury vinyl flooring, solar tubes for abundant natural light, and an open floor plan perfect for everyday living. Enjoy year-round relaxation in the air-conditioned enclosed lanai or unwind on the private patio surrounded by lush landscaping. The spacious primary suite features dual sinks, two closets, and walk-in tiled shower. Major updates roof in 2019, some windows have been replaced approximately five years ago, and a regularly maintained A/C system. Additional highlights include a two-car garage with built-in storage, generator hookups, and the washer and dryer are included. This Arbor Lakes villa offers low-maintenance living not found in all Arbor Lakes homes. Fees on this property include lawn and exterior paint on the property. Other amenities in Arbor Lakes include gated entry, cable, Wi-Fi, trash pickup, access to the clubhouse, swimming pool, pickleball courts, and access to the community lake and boat dock. Conveniently located near Inverness, Ocala, and Hernando, with Tampa and Orlando about 90 minutes away. Move-in ready and offering the perfect blend of comfort, updates, and an active Florida lifestyle!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,595
Sqft
0.15 ac
Lot size
2
Garage
2003
Year built
One
Levels
$150
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,939 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,939/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−12.5%
$/sqft vs Hernando actives
$150 vs $197
Days on market
2 vs 37 typical
Where $150/sqft sits among the 102 Hernando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hernando
Get to know Hernando. See the full Hernando guide →
HERNANDO 34442 — neighborhood snapshot
Population
16,356
Median age
65.7
Median income
$55,473
Median home value
$295,900
Avg household
2.03
Households w/ children
868
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando market
$330K → $303K
Hernando median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
53 of 102
Hernando actives have cut their price
Median sold price, Hernando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% below the HERNANDO 34442 median. See the full Hernando market guide →
Paper trail
This home's history
Reality check
What actually sold near 3676 E IBIS COVE COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$235,000
4692 N LAKE VISTA TRAIL · same community
3 bd · 2 ba · 1,821 sqft · $129/sqft · 129 DOM
Sold · Sep ’25$246,000
4614 N WEBSTER ISLAND TERRACE
3 bd · 2 ba · 1,593 sqft · $154/sqft · 57 DOM
Sold · Apr ’26$257,500
3622 E ARBOR LAKES DRIVE
3 bd · 2 ba · 1,599 sqft · $161/sqft · 79 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3676 E IBIS COVE COURT — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3676 E IBIS COVE COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
3676 E IBIS COVE COURT FAQs
What would the monthly payment be for 3676 E IBIS COVE COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,939/mo — principal and interest, the actual property-tax bill, the $172/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3676 E IBIS COVE COURT?+
The association fee works out to $172 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3676 E IBIS COVE COURT?+
The most recent tax bill on record (2025) was $1,132. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3676 E IBIS COVE COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hernando?+
At $239,000, this home is listed about 36% below the Hernando median of $372,500. The market section on this page shows how the area is trending.
Which schools are assigned to 3676 E IBIS COVE COURT?+
Forest Ridge Elementary School (elementary), Lecanto Middle School (middle), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 J.W.MORTON R.E. · Wayne Buhler. MLS #OM729069.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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