Eric Chery
$232,0003 bd2 ba1,584 sqft$146 /sqft$2,361 /mo all-in ↓

9037 SW 91ST CIRCLE, OCALA, FL, 34481

Active1 days on marketListed Jul 22, 2026MLS #OM728836

Single Family ResidenceON TOP/THE WORLD PH 01 A SEC 01

About this home

9037 SW 91ST CIRCLE

Welcome home to the active adult lifestyle you've been dreaming of in On Top of the World! Perfectly situated on a scenic golf course lot, this inviting 3-bedroom, 2-bath home offers peaceful views, a shady backyard, and a cozy outdoor courtyard that's ideal for morning coffee, evening relaxation, or entertaining friends. Inside, you'll find a spacious and functional floor plan featuring a bright, light-filled kitchen, a formal dining area, a charming breakfast nook, a comfortable sunroom overlooking the golf course, and an indoor laundry room for added convenience. Tile and laminate flooring and tile throughout provide easy maintenance, while the 2024 HVAC system offers peace of mind and energy efficiency. The roof was replaced in 2014, making this home truly move-in ready. One of the many advantages of ownership is the included exterior maintenance package, which covers lawn mowing, exterior painting every seven years, and repairs to the roof and building exterior—giving you more time to enjoy everything this exceptional community has to offer. Life at On Top of the World is all about enjoying every day. Residents have access to three golf courses, pickleball, tennis, bocce, shuffleboard, cornhole, softball, billiards, two state-of-the-art fitness centers, one indoor pool, four outdoor pools, and an endless calendar of clubs, classes, entertainment, and social events. There's even a playground where visiting children can make memories of their own. Whether you're looking for an active lifestyle, a low-maintenance home, or simply a beautiful place to relax and enjoy Florida living, this home checks all the boxes. Call today to schedule your private tour and discover why so many love calling On Top of the World home!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,584

Sqft

0.15 ac

Lot size

2

Garage

1996

Year built

One

Levels

$146

Per sqft

Negotiable55+ community

Inside

FlooringCeramic Tile · Laminate
AppliancesDishwasher · Dryer · Gas Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Primary Bedroom Main Floor
LaundryInside
CoolingCentral Air
HeatingNatural Gas
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ExteriorIrrigation System

Community & fees

HOA fee$479/mo
Taxes (2025)$3,045/yr
PetsCats OK, Dogs OK, Number Limit
CommunityClubhouse · Community Mailbox · Deed Restrictions · Dog Park · Fitness Center · Gated Community - No Guard · Golf Carts OK · Golf · Playground · Pool · Racquetball · Restaurant · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Natural Gas Connected · Sewer Connected · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,361 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,366
FHA mortgage insurance (est.)$103
Property tax — 2025 actual bill$254
HOA fee — from the listing$479
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,120Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,120
Interest rate6.00%
Loan term

Estimated payment

$2,361/mo

Principal & interest$1,366
FHA mortgage insurance (est.)$103
Property taxes (actual bill)$254
HOA / condo fee$479
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $232K
$213KedgeAI estimate $237,254 · range $222K$253K$264K

vs edgeAI estimate

−2.2%

Days on market

1 vs 43 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside On Top Of The World

Map of 9037 SW 91ST CIRCLE inside its neighborhood boundary

Get to know Ocala. See the full Ocala guide →

On Top Of The World — neighborhood snapshot

Population

9,305

Median age

73

Median income

$51,446

Median home value

$222,633

Avg household

2

Households w/ children

77%

For the school run

Marion County School District

MiddleLiberty Middle School★★★★★
ElementaryHammett Bowen Junior Elementary School★★★★★
HighWest Port High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1% below the OCALA 34481 median. See the full Ocala market guide →

Paper trail

This home's history

Jul 22, 2026Listed at $232,000 · 1 days on market since
1996Built · ON TOP/THE WORLD PH 01 A SEC 01

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 9037 SW 91ST CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9037 SW 91ST CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

9037 SW 91ST CIRCLE FAQs

What would the monthly payment be for 9037 SW 91ST CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,361/mo — principal and interest, the actual property-tax bill, the $479/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 9037 SW 91ST CIRCLE?+

The association fee works out to $479 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 9037 SW 91ST CIRCLE?+

The most recent tax bill on record (2025) was $3,045. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9037 SW 91ST CIRCLE?+

The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $232,000, this home is listed about 22% below the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 9037 SW 91ST CIRCLE?+

Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of FLORIDA ADVANTAGE REALTY GROUP · Russ Walker. MLS #OM728836.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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