6605 NE 1ST LANE, OCALA, FL, 34470
Active13 days on marketListed Jul 20, 2026MLS #OM728787
About this home
6605 NE 1ST LANE
Location, location, location! This charming home is ideally situated just minutes from Downtown Ocala, shopping, dining, entertainment, and less than 1 mile from Florida's breathtaking Silver Springs State Park—perfect for kayaking, hiking, wildlife viewing, and enjoying one of Florida's most beautiful natural attractions. Inside, you'll find laminate flooring throughout, a spacious living room, separate dining area, a large storage pantry, inside laundry, and an enclosed lanai. The family-friendly kitchen offers plenty of cabinet and counter space while overlooking the dining area, making it ideal for everyday living and entertaining. The primary suite features two closets and a private bath with a walk-in shower and vanity. A spacious sunroom plus an additional room with electricity provides endless possibilities—it could easily be converted into a third bedroom, home office, or in-law suite. Step outside to enjoy the fully fenced backyard, perfect for your furry family members, along with a large covered carport/patio and convenient side front entry. With low HOA fees covering water, sewer, trash, and access to the community pool, this home offers exceptional value in an unbeatable location!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,318
Sqft
0.17 ac
Lot size
1980
Year built
One
Levels
$91
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,108 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,108/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−12.9%
$/sqft vs Ocala actives
$91 vs $184
Days on market
13 vs 43 typical
Where $91/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34470 — neighborhood snapshot
Population
21,521
Median age
40.1
Median income
$49,592
Median home value
$171,500
Avg household
2.29
Households w/ children
2,267
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
146 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 46% below the OCALA 34470 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 6605 NE 1ST LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$116,000
280 NE 63RD COURT · same community
3 bd · 2 ba · 1,338 sqft · $87/sqft · 206 DOM
Sold · Nov ’25$108,000
120 NE 63RD COURT · same community
3 bd · 2 ba · 1,427 sqft · $76/sqft · 105 DOM
Sold · Oct ’25$160,000
461 NE 62ND TERRACE · same community
3 bd · 2 ba · 1,440 sqft · $111/sqft · 207 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6605 NE 1ST LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6605 NE 1ST LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
6605 NE 1ST LANE FAQs
What would the monthly payment be for 6605 NE 1ST LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,108/mo — principal and interest, the actual property-tax bill, the $150/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6605 NE 1ST LANE?+
The association fee works out to $150 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6605 NE 1ST LANE?+
The most recent tax bill on record (2024) was $466. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6605 NE 1ST LANE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $120,000, this home is listed about 60% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6605 NE 1ST LANE?+
Ward-Highlands Elementary School (elementary), Fort King Middle School (middle), Vanguard High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LEGACY REALTY & ASSOCIATES · Ashley Luciano. MLS #OM728787.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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