20934 THIRD AVENUE, DUNNELLON, FL, 34431
Active3 days on marketListed Jul 20, 2026MLS #OM728739
About this home
20934 THIRD AVENUE
Welcome to your own private retreat in Dunnellon! Situated on just under 0.7 acres at the end of a quiet dead-end street, and less than 5 minutes from DOWNTOWN Dunnellon, this beautifully maintained 3-bedroom, 2-bath concrete block home is the perfect combination of privacy, functionality, and outdoor living. From the moment you arrive, you'll appreciate the beautiful landscaping and exceptional curb appeal that make this property feel like home. The interior offers a warm and inviting feel with brand-new flooring, making this home CARPET FREE. You'll also appreciate the gas range in the Kitchen, spacious living areas, and oversized guest bedrooms that provide comfort for everyone. The garage has been partially converted into an additional flex room, providing extra living space while still offering the option to easily convert it back into a full garage if desired. Step outside and discover your own backyard oasis. Whether you're entertaining friends or unwinding after a long day, you'll love relaxing under the GAZEBO, soaking in the HOT TUB, or just enjoying the peace this home showcases. The property also features a workshop with electricity already connected, an additional carport, and plenty of room for hobbies, storage, or outdoor equipment. Additional upgrades include a 2022 HVAC system and a tankless water heater, offering comfort and efficiency for years to come. If you've been looking for a move-in ready home with land, privacy, and an incredible outdoor space to enjoy, this property checks all the boxes. Don't miss your opportunity to make it yours!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,572
Sqft
0.68 ac
Lot size
1
Garage
1967
Year built
One
Levels
$162
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,901 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,901/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.2%
Days on market
3 vs 43 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34431 — neighborhood snapshot
Population
8,663
Median age
55.4
Median income
$51,542
Median home value
$185,200
Avg household
2.2
Households w/ children
570
The numbers that matter
The Dunnellon market
$265K → $270K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 571% above the DUNNELLON 34431 median. See the full Dunnellon market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 20934 THIRD AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20934 THIRD AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
20934 THIRD AVENUE FAQs
What would the monthly payment be for 20934 THIRD AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,901/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 20934 THIRD AVENUE?+
The most recent tax bill on record (2025) was $1,526. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dunnellon?+
At $255,000, this home is listed about 15% below the Dunnellon median of $299,900. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$255,000 runs 571% above the DUNNELLON 34431 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 3 days on market in a Dunnellon market that averages 43 — if it fits, move quickly.
Listing courtesy of GAILEY ENTERPRISES REAL ESTATE · Aiyana Ward. MLS #OM728739.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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