Eric Chery
$510,000$529,5004 bd3 ba2,553 sqft$200 /sqft$4,488 /mo all-in ↓

5208 NW 46TH LANE ROAD, OCALA, FL, 34482

Active25 days on marketListed Jul 10, 2026MLS #OM728226

Reduced $20KSingle Family ResidenceOCALA PRESERVE PH 13

About this home

5208 NW 46TH LANE ROAD

Welcome to this beautifully maintained 2023 Hawthorne model offering 4 bedrooms, 3 bathrooms, and 2,558 square feet of thoughtfully designed living space in sought-after Ocala Preserve. Overlooking a peaceful walking path, this home combines comfort, style, and everyday functionality. The spacious kitchen features granite countertops, stainless steel appliances, a walk-in pantry, and smart home capabilities throughout the entire house. Brand-new carpet was installed in all bedrooms on July 1, 2026, while plantation shutters throughout add timeless character and elegance. The oversized laundry room is prepped for two washers, making laundry day a breeze. The owner's suite offers custom closet systems in both walk-in closets, along with a spa-like bath featuring a walk-in shower, soaking tub, private water closet, and an additional linen closet. Even the attic has been upgraded for more efficient and accessible storage. This is a home that has been thoughtfully enhanced for both convenience and everyday living.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,553

Sqft

0.17 ac

Lot size

3

Garage

2023

Year built

One

Levels

$200

Per sqft

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Microwave · Range · Range Hood · Refrigerator
InteriorBuilt-in Features · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesNorth
ParkingGolf Cart Garage · Golf Cart Parking
ExteriorPlayground · Private Yard · Shade Shutter(s) · Sidewalk · Sliding Doors · Tennis Court(s)

Community & fees

HOA fee$528/mo
Taxes (2025)$6,868/yr
PetsBreed Restrictions

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,488 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,002
FHA mortgage insurance (est.)$226
Property tax — 2025 actual bill$572
HOA fee — from the listing$528
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,850Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,850
Interest rate6.00%
Loan term

Estimated payment

$4,488/mo

Principal & interest$3,002
FHA mortgage insurance (est.)$226
Property taxes (actual bill)$572
HOA / condo fee$528
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $510K
$443KedgeAI estimate $489,497 · range $461K$560K$583K

vs edgeAI estimate

+4.2%

$/sqft vs OCALA PRESERVE PH 13

$200 vs $192

Days on market

25 vs 49 typical

Where $200/sqft sits among the 8 homes for sale in OCALA PRESERVE PH 13

3
0
0
1
3
1 · this home
$151–161$161–170$170–179$179–189$189–198$198+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 5208 NW 46TH LANE ROAD

Get to know Ocala. See the full Ocala guide →

OCALA 34482 — neighborhood snapshot

Population

21,824

Median age

52.1

Median income

$71,449

Median home value

$247,600

Avg household

2.28

Households w/ children

1,486

For the school run

Marion County School District

HighWest Port High School★★★★★
ElementaryCollege Park Elementary School★★★★
MiddleHoward Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$285K$285K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

5 of 8

OCALA PRESERVE PH 13 have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 93% above the OCALA 34482 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $510,000 $20K
Jul 10, 2026Listed at $529,500 · 25 days on market since
2023Built · OCALA PRESERVE PH 13

Reality check

What actually sold near 5208 NW 46TH LANE ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4677 NW 51ST COURTSold · Apr ’26

$367,500

4677 NW 51ST COURT · same community

4 bd · 3 ba · 2,345 sqft · $157/sqft · 228 DOM

4589 NW 51ST TERRACE ROADSold · Nov ’25

$570,000

4589 NW 51ST TERRACE ROAD · same community

4 bd · 3.5 ba · 2,843 sqft · $200/sqft · 21 DOM

4738 NW 51ST COURTSold · Jan ’26

$305,000

4738 NW 51ST COURT · same community

4 bd · 2 ba · 2,034 sqft · $150/sqft · 70 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5208 NW 46TH LANE ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5208 NW 46TH LANE ROAD — before you fall in love.

See it in person

Schedule a tour

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Straight answers

5208 NW 46TH LANE ROAD FAQs

What would the monthly payment be for 5208 NW 46TH LANE ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,488/mo — principal and interest, the actual property-tax bill, the $528/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5208 NW 46TH LANE ROAD?+

The association fee works out to $528 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5208 NW 46TH LANE ROAD?+

The most recent tax bill on record (2025) was $6,868. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5208 NW 46TH LANE ROAD?+

The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $510,000, this home is listed about 71% above the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5208 NW 46TH LANE ROAD?+

West Port High School (high), College Park Elementary School (elementary), Howard Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$510,000 runs 93% above the OCALA 34482 median — but at 2,553 sqft it's also 48% larger than the typical Ocala listing.

02Know the monthly fee

The association fee is $528/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03The price has already moved

Listed at $529,500, now $510,000 — a $20K cut. The full history is in the market section below.

Listing courtesy of RE/MAX PREMIER REALTY · Jacqueline Smarge. MLS #OM728226.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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5208 NW 46TH LANE ROAD, OCALA, FL — 4 Bed, 3 Bath — $510,000 | CENTURY 21 Edge