Eric Chery
$212,0002 bd2 ba1,297 sqft$163 /sqft$1,710 /mo all-in ↓

11151 SW 76TH AVENUE, OCALA, FL, 34476

Active24 days on marketListed Jul 10, 2026MLS #OM728199

Priced 27% below the OCALA 34476 medianSingle Family ResidencePALM CAY UN 02

About this home

11151 SW 76TH AVENUE

***BRAND NEW ROOF 2025*** Welcome to this charming and beautifully maintained 2-bedroom, 2-bath home. This home has an enclosed Florida room that extends the living space and can be used as an office or reading nook. Plus it has a completely enclosed 4 seasons room under heating and air to allow for additional family room or you can turn it into a 3 bedroom when family visits. This home has plenty of outdoor space, check out this extended patio that provides endless possibilities for entertaining, gardening, or the hot tub of your dreams. Inside, you’ll find a comfortable and functional layout filled with natural light and inviting living spaces perfect for everyday living or seasonal enjoyment. The hot water heater is 2026, The HVAC is 2023, thermostat is 2026.Indoor laundry room right off the kitchen for convenience. This is a 55+ Community and offers an affordable low HOA. Conveniently located in the heart of Ocala, this home is just minutes from shopping, dining, medical facilities, parks, and top local conveniences. Enjoy easy access to major roadways, nearby golf courses, the World Equestrian Center, while still enjoying the peace of a residential neighborhood. Perfect for primary residence, retirement living, or investment opportunity!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,297

Sqft

0.23 ac

Lot size

2

Garage

1992

Year built

One

Levels

$163

Per sqft

55+ community

Inside

FlooringLaminate · Luxury Vinyl · Tile
AppliancesDishwasher · Range · Refrigerator
InteriorOther
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionVinyl Siding · Wood Frame
FoundationSlab
FacesWest
ExteriorOther

Community & fees

HOA fee$124/mo
Taxes (2025)$1,009/yr
PetsNo

Utilities & systems

UtilitiesOther
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,710 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,248
FHA mortgage insurance (est.)$94
Property tax — 2025 actual bill$84
HOA fee — from the listing$124
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,420Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,420
Interest rate6.00%
Loan term

Estimated payment

$1,710/mo

Principal & interest$1,248
FHA mortgage insurance (est.)$94
Property taxes (actual bill)$84
HOA / condo fee$124
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $212K
$182KedgeAI estimate $194,713 · range $190K$201K$220K

vs edgeAI estimate

+8.9%

$/sqft vs Ocala actives

$163 vs $184

Days on market

24 vs 43 typical

Where $163/sqft sits among the 400 Ocala actives

132 · this home
165
56
15
6
26
$127–170$170–212$212–255$255–298$298–341$341+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 11151 SW 76TH AVENUE

Get to know Ocala. See the full Ocala guide →

OCALA 34476 — neighborhood snapshot

Population

26,397

Median age

56.1

Median income

$65,429

Median home value

$260,300

Avg household

2.21

Households w/ children

2,252

For the school run

Marion County School District

MiddleLiberty Middle School★★★★★
ElementaryMarion Oaks Elementary School★★★★
HighWest Port High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$285K$285K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

145 of 400

Ocala actives have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 27% below the OCALA 34476 median. See the full Ocala market guide →

Paper trail

This home's history

Jul 10, 2026Listed at $212,000 · 24 days on market since
1992Built · PALM CAY UN 02

Reality check

What actually sold near 11151 SW 76TH AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11248 SW 78TH COURTSold · Nov ’25

$185,000

11248 SW 78TH COURT · same community

3 bd · 2 ba · 1,226 sqft · $151/sqft · 14 DOM

7666 SW 112TH LANESold · Jun ’26

$210,000

7666 SW 112TH LANE · same community

3 bd · 2 ba · 1,404 sqft · $150/sqft · 35 DOM

11197 SW 79TH AVENUESold · Sep ’25

$139,000

11197 SW 79TH AVENUE · same community

2 bd · 2 ba · 1,144 sqft · $122/sqft · 134 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 11151 SW 76TH AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11151 SW 76TH AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

11151 SW 76TH AVENUE FAQs

What would the monthly payment be for 11151 SW 76TH AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,710/mo — principal and interest, the actual property-tax bill, the $124/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 11151 SW 76TH AVENUE?+

The association fee works out to $124 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 11151 SW 76TH AVENUE?+

The most recent tax bill on record (2025) was $1,009. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 11151 SW 76TH AVENUE?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $212,000, this home is listed about 29% below the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 11151 SW 76TH AVENUE?+

Liberty Middle School (middle), Marion Oaks Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX ALLSTARS REALTY · Christie Casey. MLS #OM728199.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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