4886 E HIGHWAY 316, CITRA, FL, 32113
Active12 days on marketListed Jul 10, 2026MLS #OM727703
About this home
4886 E HIGHWAY 316
Back on the market due to buyer's changing their minds and before the inspection was completed. Welcome to your own slice of country paradise! Situated on 3 peaceful acres and zoned A-1, this beautifully updated 4-bedroom, 2-bath home with a dedicated office offers the perfect blend of modern comfort and rural living. Inside, you’ll find an open, split-bedroom floor plan with luxury vinyl plank flooring throughout and two completely remodeled bathrooms. The spacious kitchen features brand-new appliances (2026), making it move-in ready from day one. Enjoy peace of mind with a new roof (December 2025), a 2024 water heater, and an HVAC system that’s approximately four years old. The home is equipped with a salt tank and water filtration system, along with professional thermal ceramic window tint on every window for added energy efficiency and comfort. A new front fence with a sliding gate provides added privacy and a welcoming entrance to the property. Outside, you will find two sheds - one includes electricity and its own fuse panel, providing endless possibilities for a workshop, hobby space, or additional storage. If you’ve been searching for peaceful country living with modern updates and room to spread out, this property is one you won’t want to miss.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,782
Sqft
3 ac
Lot size
2006
Year built
One
Levels
$154
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,130 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,130/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Citra actives
$154 vs $171
Days on market
12 vs 62 typical
Where $154/sqft sits among the 45 Citra actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Citra
Get to know Citra. See the full Citra guide →
CITRA 32113 — neighborhood snapshot
Population
5,382
Median age
49.6
Median income
$62,401
Median home value
$161,400
Avg household
2.37
Households w/ children
493
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Citra market
$239K → $180K
Citra median sold, yr/yr
91.9%
Sale-to-list ratio (12 mo)
23 of 45
Citra actives have cut their price
Median sold price, Citra, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% above the CITRA 32113 median. See the full Citra market guide →
Paper trail
This home's history
Reality check
What actually sold near 4886 E HIGHWAY 316
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$242,000
4886 E HIGHWAY 316 · same community
5 bd · 2 ba · 1,782 sqft · $136/sqft · 117 DOM
Sold · Feb ’26$255,000
14234 NE 53RD COURT ROAD
3 bd · 2 ba · 1,836 sqft · $139/sqft · 148 DOM
Sold · Jun ’26$236,000
13181 NE 39TH TERRACE
3 bd · 2 ba · 1,708 sqft · $138/sqft · 108 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4886 E HIGHWAY 316 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4886 E HIGHWAY 316 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
4886 E HIGHWAY 316 FAQs
What would the monthly payment be for 4886 E HIGHWAY 316?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,130/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4886 E HIGHWAY 316?+
The most recent tax bill on record (2025) was $2,760. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Citra?+
At $274,900, this home is listed about 3% above the Citra median of $268,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4886 E HIGHWAY 316?+
Sparr Elementary School (elementary), North Marion High School (high), North Marion Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MAGNOLIA HOMES AND LAND LLC · Erin Sauey. MLS #OM727703.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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