13060 SW 38TH TERRACE, OCALA, FL, 34473
Active43 days on marketListed Jun 11, 2026MLS #OM726469
About this home
13060 SW 38TH TERRACE
Under Construction. THIS HOME QUALIFIES FOR A LOW INTEREST RATE BUYDOWN WHEN BUYER CLOSES WITH A SELLER APPROVED LENDER AND SIGNS A CONTRACT BY 5PM ON 8/15/2026. THE REDUCED PRICE IS A PROMOTIONAL PRICE EFFECTIVE UNTIL 5PM ON 8/15/2026. Brand new CONCRETE BLOCK home under construction! Estimated completion is approx Sept/Oct pending any set backs beyond the builders control.This 4 bedroom/ 3 bath home with 3 car garage is located on an oversized corner lot in unit 7 with easy access to HWY 484 and i75! NO HOA! Beautiful Craftsman exterior and 3 car garage to hold all your toys! Living room has double doors allowing many uses for this space such as den, study or 5th bedroom if needed. Bedroom 2 has private bath. Home has WOOD LOOK TILE IN ALL AREAS except bedrooms. (Bedrooms and closets will have carpet). Many great features in home include tray ceiling w/crown in master bedroom, walk in tile shower and separate soaking tub in master bath, covered rear porch, upgraded cabinets, GRANITE counter tops, stainless appliance pkg and much more! Very open floor plan great for entertaining! TAEXX pest control system built in home. Builder warranty! Builder helps with closing costs when Buyer pays cash or closes with a Seller approved lender. Prices/Promotions subject to change without notice! Pictures are of similar home for illustrative purposes only. Colors and features will vary!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,508
Sqft
0.32 ac
Lot size
3
Garage
2026
Year built
One
Levels
$159
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,731 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,731/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.8%
$/sqft vs Ocala actives
$159 vs $181
Days on market
43 vs 43 typical
Where $159/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ocala. See the full Ocala guide →
OCALA 34473 — neighborhood snapshot
Population
25,030
Median age
39.4
Median income
$70,559
Median home value
$242,400
Avg household
2.98
Households w/ children
3,117
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
154 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 58% above the OCALA 34473 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 13060 SW 38TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$315,000
4825 SW 134TH LOOP · same community
4 bd · 3 ba · 1,990 sqft · $158/sqft · 282 DOM
Sold · Jun ’26$339,900
4049 SW 134TH STREET · same community
4 bd · 3 ba · 1,990 sqft · $171/sqft · 198 DOM
Sold · Jul ’26$317,500
4104 SW 130TH PLACE · same community
4 bd · 3 ba · 1,952 sqft · $163/sqft · 75 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13060 SW 38TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13060 SW 38TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
13060 SW 38TH TERRACE FAQs
What would the monthly payment be for 13060 SW 38TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,731/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13060 SW 38TH TERRACE?+
The most recent tax bill on record (2025) was $485. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13060 SW 38TH TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $399,850, this home is listed about 34% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 13060 SW 38TH TERRACE?+
Horizon Academy At Marion Oaks (middle), Sunrise Elementary School (elementary), Dunnellon High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ADAMS HOMES REALTY INC · Gina Junglas. MLS #OM726469.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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