Eric Chery
$270,000$279,9003 bd2 ba1,164 sqft$232 /sqft$2,169 /mo all-in ↓

10115 E PERCH COURT, INVERNESS, FL, 34450

Active45 days on marketListed Jun 9, 2026MLS #OM726302

Reduced $10KWaterfrontSingle Family ResidenceEAST COVE UNIT 01

About this home

10115 E PERCH COURT

See Realtor Remarks: Welcome to waterfront living in the heart of Inverness, where every day feels like a getaway. This beautifully maintained 3-bedroom, 2-bath home sits on a scenic waterfront lot and offers breathtaking water views from the Florida room and windows, creating a peaceful backdrop throughout the home. Thoughtfully cared for and move-in ready, the property combines comfort, functionality, and outdoor enjoyment in one exceptional package. Inside, you'll find open living areas designed for both everyday living and entertaining, while outside the waterfront setting truly shines. Enjoy gatherings on the covered deck overlooking the water, launch your boat from your private boat ramp, or simply relax and take in the tranquil views. The attached 2-car garage and additional carport provide plenty of room for vehicles, boats, and recreational equipment. This home is packed with valuable upgrades, including fully paid-off solar panels for energy efficiency and savings, hurricane shutters for added peace of mind, Forever Lights for customizable year-round outdoor lighting, and a Ring video doorbell for convenience and security. Whether you're looking for a full-time residence, seasonal retreat, or waterfront escape, this property offers the ideal Florida lifestyle. Located in charming Inverness—recently recognized by USA Today as the second-best small town in the South and proudly known as "Small Town Done Right"—you'll enjoy easy access to lakes, trails, parks, shopping, dining, and all the community events that make this area so special. Waterfront views, modern conveniences, and a welcoming small-town atmosphere come together at 10115 E Perch Court to create a place you'll be proud to call home.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,164

Sqft

0.22 ac

Lot size

2

Garage

1966

Year built

One

Levels

$232

Per sqft

Waterfront

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Electric Water Heater · Refrigerator
InteriorCeiling Fan(s)
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofMetal
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesEast
ExteriorRain Gutters · Sliding Doors

Community & fees

Taxes (2025)$3,607/yr

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,169 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,589
FHA mortgage insurance (est.)$119
Property tax — 2025 actual bill$301
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,450Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,450
Interest rate6.00%
Loan term

Estimated payment

$2,169/mo

Principal & interest$1,589
FHA mortgage insurance (est.)$119
Property taxes (actual bill)$301
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $270K
$197KedgeAI estimate $229,008 · range $205K$241K$281K

vs edgeAI estimate

+17.9%

$/sqft vs Inverness actives

$232 vs $178

Days on market

45 vs 25 typical

Where $232/sqft sits among the 195 Inverness actives

33
72
43
22 · this home
11
14
$97–139$139–180$180–222$222–264$264–305$305+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Inverness

Map of 10115 E PERCH COURT

Drive times from this address

Downtown Orlando66 min
Universal Orlando68 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Inverness. See the full Inverness guide →

INVERNESS 34450 — neighborhood snapshot

Population

10,408

Median age

59.5

Median income

$48,955

Median home value

$210,200

Avg household

2.04

Households w/ children

604

For the school run

Citrus County School District

ElementaryInverness Primary School★★★★★
HighCitrus High School★★★★★
MiddleInverness Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Inverness market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$240K$270K

Inverness median sold, yr/yr

96.2%

Sale-to-list ratio (12 mo)

90 of 195

Inverness actives have cut their price

Median sold price, Inverness, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 46% above the INVERNESS 34450 median. See the full Inverness market guide →

Paper trail

This home's history

CurrentPrice reduced to $270,000 $10K
Jun 9, 2026Listed at $279,900 · 45 days on market since
1966Built · EAST COVE UNIT 01

Reality check

What actually sold near 10115 E PERCH COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9936 E PERCH COURTSold · Mar ’26

$146,000

9936 E PERCH COURT · same community

2 bd · 1 ba · 1,045 sqft · $140/sqft · 250 DOM

10120 E GULF TO LAKE HIGHWAYSold · Feb ’26

$169,000

10120 E GULF TO LAKE HIGHWAY · same community

2 bd · 2 ba · 972 sqft · $174/sqft · 126 DOM

10115 E PERCH COURTSold · Oct ’25

$248,000

10115 E PERCH COURT · same community

3 bd · 2 ba · 1,404 sqft · $177/sqft · 92 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10115 E PERCH COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10115 E PERCH COURT — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

10115 E PERCH COURT FAQs

What would the monthly payment be for 10115 E PERCH COURT?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,169/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 10115 E PERCH COURT?+

The most recent tax bill on record (2025) was $3,607. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Inverness?+

At $270,000, this home is listed about 4% above the Inverness median of $258,450. The market section on this page shows how the area is trending.

Which schools are assigned to 10115 E PERCH COURT?+

Inverness Primary School (elementary), Citrus High School (high), Inverness Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$270,000 runs 46% above the INVERNESS 34450 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $279,900, now $270,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of CENTURY 21 J.W.MORTON R.E. · Wayne Buhler. MLS #OM726302.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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