Eric Chery
$165,0003 bd2 ba1,125 sqft$147 /sqft$1,357 /mo all-in ↓

7473 135TH CIRCLE, LIVE OAK, FL, 32060

Active56 days on marketListed May 27, 2026MLS #OM725271

Priced 31% below the LIVE OAK 32060 medianManufactured HomeWEST OAK GARDENS ESTATES

About this home

7473 135TH CIRCLE

Beautifully updated and move-in ready, this charming 3-bedroom, 2-bath manufactured home in Suwannee County, Florida offers comfort, functionality, and major recent improvements throughout. Situated on approximately 0.52 acres of privately owned land — no lot rent — this well-maintained property combines peaceful country-style living with convenient access to shopping, restaurants, medical facilities, and everyday conveniences nearby, including the Live Oak area just about a mile away. Featuring approximately 1,125 square feet of living space, this 2007 single-wide manufactured home has been thoughtfully improved with numerous updates already completed for the next owner. Recent improvements include a new septic system and drain field, new water heater, updated electrical outlets and switches, new kitchen backsplash, refreshed countertops, repainted cabinets, trim, doors, and interior walls. The bathroom has also been updated with FRP panels and fresh sealing for added durability and style. Additional upgrades include new faucets, new ceiling fans, tree trimming, improved roadside drainage completed by the county, and reinstalled/secured skirting around the home. The property also features a durable metal roof, central electric heating and air conditioning, private well and septic, paved road access, and high-speed internet availability through Xfinity and Windstream. Enjoy outdoor living with a spacious yard, shed/storage/workshop space, and a 22-foot above-ground pool perfect for relaxing or entertaining family and friends. All appliances convey with the sale, making this property even more move-in ready. Best of all, there is no listed monthly HOA fee. Located just outside the busier city atmosphere while still close to local conveniences, this property offers the perfect balance of privacy, comfort, and accessibility. Whether you are searching for a primary residence, seasonal getaway, or investment opportunity, this lovingly maintained home is a must-see.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,125

Sqft

0.52 ac

Lot size

2007

Year built

One

Levels

$147

Per sqft

Inside

FlooringLinoleum · Luxury Vinyl · Hardwood
AppliancesDryer · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Primary Bedroom Main Floor
LaundryInside
CoolingCentral Air
HeatingElectric

Outside & construction

RoofMetal
ConstructionVinyl Siding
FoundationCrawlspace
FacesNortheast
ExteriorPrivate Yard

Community & fees

Taxes (2025)$1,834/yr

Utilities & systems

UtilitiesCable Available · Electricity Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,357 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$971
FHA mortgage insurance (est.)$73
Property tax — 2025 actual bill$153
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,775Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,775
Interest rate6.00%
Loan term

Estimated payment

$1,357/mo

Principal & interest$971
FHA mortgage insurance (est.)$73
Property taxes (actual bill)$153
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Live Oak actives

$147 vs $161

Days on market

56 vs 47 typical

Where $147/sqft sits among the 19 Live Oak actives

3
7 · this home
2
5
0
2
$111–142$142–172$172–203$203–234$234–265$265+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Live Oak

Map of 7473 135TH CIRCLE

Get to know Live Oak. See the full Live Oak guide →

LIVE OAK 32060 — neighborhood snapshot

Population

22,085

Median age

44.4

Median income

$56,702

Median home value

$158,200

Avg household

2.71

Households w/ children

2,337

The numbers that matter

The Live Oak market

Seller’s marketLeans buyer10.5 months of inventoryBuyer’s market

$229K$370K

Live Oak median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

7 of 19

Live Oak actives have cut their price

Median sold price, Live Oak, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 31% below the LIVE OAK 32060 median. See the full Live Oak market guide →

Paper trail

This home's history

May 27, 2026Listed at $165,000 · 56 days on market since
2007Built · WEST OAK GARDENS ESTATES

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 7473 135TH CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7473 135TH CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

7473 135TH CIRCLE FAQs

What would the monthly payment be for 7473 135TH CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,357/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 7473 135TH CIRCLE?+

The most recent tax bill on record (2025) was $1,834. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Live Oak?+

At $165,000, this home is listed about 44% below the Live Oak median of $295,000. The market section on this page shows how the area is trending.

Listing courtesy of PLATINUM HOMES AND LAND REALTY · Ivy Moya. MLS #OM725271.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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