SE 45TH AVE, SUMMERFIELD, FL, 34491
Active60 days on marketListed May 21, 2026MLS #OM725168
About this home
SE 45TH AVE
0.47 OF AN ACRE ZONED R1 CORNER LOT READY FOR DEVELOPMENT NOW WITH THE OPTION TO SPLIT LOTS. CLOSE TO LAKE WEIR, SHOPPING, SILVER SPRINGS STATE PARK, AND MANY OTHER ACTIVITIES IN AREA. UP AND GROWING NEIGHBORHOOD.
Facts & features
The home at a glance
0.47 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$510 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$510/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Summerfield
Drive times from this address
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$285K → $258K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 82% below the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near SE 45TH AVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$190,000
3321 SE 147TH LANE · same community
3 bd · 2 ba · 1,008 sqft · $188/sqft · 6 DOM
Sold · Feb ’26$223,100
3427 SE 138TH PLACE · same community
3 bd · 2 ba · 1,121 sqft · $199/sqft · 8 DOM
Sold · Jan ’26$220,000
3065 SE 142ND LANE · same community
3 bd · 2 ba · 1,152 sqft · $191/sqft · 217 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about SE 45TH AVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for SE 45TH AVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
SE 45TH AVE FAQs
What would the monthly payment be for SE 45TH AVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $510/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on SE 45TH AVE?+
The most recent tax bill on record (2025) was $401. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Summerfield?+
At $50,000, this home is listed about 83% below the Summerfield median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to SE 45TH AVE?+
Lake Weir Middle School (middle), Harbour View Elementary School (elementary), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of GAILEY ENTERPRISES REAL ESTATE · Mary Stewart. MLS #OM725168.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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