Eric Chery
$582,000$600,0003 bd3 ba2,755 sqft$211 /sqft$4,470 /mo all-in ↓

3506 NW 55TH CIRCLE, OCALA, FL, 34482

Active61 days on marketListed May 23, 2026MLS #OM724889

Reduced $18KSingle Family ResidenceOCALA PRESERVE PH 1

About this home

3506 NW 55TH CIRCLE

Welcome home to luxury and ultimate flexibility in the community of Ocala Preserve. This immaculate 3 bedroom, 3 bathroom Shea Homes-built, Imagine Floorplan offers an open concept designed for modern living, featuring elegant plantation shutters on windows and beautiful tile flooring flowing seamlessly throughout the main areas, while plush carpet adds warmth to the bedrooms. The heart of the home features a spacious kitchen that flows beautifully into a bright sunroom, both of which lead directly out to a completely screened-in lanai for effortless indoor-outdoor Florida living. The primary bedroom serves as a true sanctuary with its elegant tray ceilings, large walk-in closet, private bathroom, and its own direct access door to the lanai. While the second bedroom serves as a comfortable and classic guest room with a built-in closet, the third bedroom is an absolute showstopper that functions perfectly as an in-law suite. This unique space features its own walk-in closet, a full private bathroom, and a dedicated attached office. For ultimate convenience and security, the office includes a private door leading out to a gorgeous front courtyard and patio area, which is fully secured by a custom gate. Beyond the home, the premier Ocala Preserve community unlocks a world-class lifestyle with access to golf, a resort-style pool, a restaurant, fitness facilities, and so much more. Don't miss out on one of the most unique, secure layouts in the community. Schedule your private tour today! ** Reverse osmosis water filtration system and water softener do not convey

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,755

Sqft

0.23 ac

Lot size

2

Garage

2016

Year built

One

Levels

$211

Per sqft

55+ communityPets allowed

Inside

FlooringCarpet · Porcelain Tile
AppliancesDishwasher · Dryer · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Open Floorplan · Primary Bedroom Main Floor · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingNatural Gas · Other

Outside & construction

RoofShingle
ConstructionOther
FoundationSlab
FacesNortheast
ExteriorLighting · Other · Sidewalk

Community & fees

HOA fee$528/mo
Taxes (2025)$5,077/yr
PetsYes
CommunityBuyer Approval Required · Clubhouse · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Pool · Restaurant · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Available · Other · Phone Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,470 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,140
PMI (est., until 20% equity)$218
Property tax — 2025 actual bill$423
HOA fee — from the listing$528
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $58,200Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $58,200
Interest rate6.00%
Loan term

Estimated payment

$4,470/mo

Principal & interest$3,140
PMI (est., until 20% equity)$218
Property taxes (actual bill)$423
HOA / condo fee$528
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $582K
$474KedgeAI estimate $532,386 · range $493K$549K$605K

vs edgeAI estimate

+9.3%

$/sqft vs Ocala actives

$211 vs $181

Days on market

61 vs 43 typical

Where $211/sqft sits among the 400 Ocala actives

125
162
68 · this home
15
3
27
$122–165$165–208$208–252$252–295$295–338$338+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 3506 NW 55TH CIRCLE

Get to know Ocala. See the full Ocala guide →

OCALA 34482 — neighborhood snapshot

Population

21,824

Median age

52.1

Median income

$71,449

Median home value

$247,600

Avg household

2.28

Households w/ children

1,486

For the school run

Marion County School District

HighWest Port High School★★★★★
ElementaryCollege Park Elementary School★★★★
MiddleHoward Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

155 of 400

Ocala actives have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 127% above the OCALA 34482 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $582,000 $18K
May 23, 2026Listed at $600,000 · 61 days on market since
2016Built · OCALA PRESERVE PH 1

Reality check

What actually sold near 3506 NW 55TH CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3396 NW 55TH COURTSold · Dec ’25

$375,000

3396 NW 55TH COURT · same community

2 bd · 2.5 ba · 2,535 sqft · $148/sqft · 548 DOM

3642 NW 55TH CIRCLESold · Feb ’26

$538,000

3642 NW 55TH CIRCLE · same community

2 bd · 2.5 ba · 2,315 sqft · $232/sqft · 407 DOM

3480 NW 55TH COURTSold · Dec ’25

$390,000

3480 NW 55TH COURT · same community

2 bd · 2.5 ba · 2,020 sqft · $193/sqft · 165 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3506 NW 55TH CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3506 NW 55TH CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

3506 NW 55TH CIRCLE FAQs

What would the monthly payment be for 3506 NW 55TH CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,470/mo — principal and interest, the actual property-tax bill, the $528/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3506 NW 55TH CIRCLE?+

The association fee works out to $528 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3506 NW 55TH CIRCLE?+

The most recent tax bill on record (2025) was $5,077. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3506 NW 55TH CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $582,000, this home is listed about 95% above the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3506 NW 55TH CIRCLE?+

West Port High School (high), College Park Elementary School (elementary), Howard Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$582,000 runs 127% above the OCALA 34482 median — but at 2,755 sqft it's also 59% larger than the typical Ocala listing.

02Know the monthly fee

The association fee is $528/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03The price has already moved

Listed at $600,000, now $582,000 — a $18K cut. The full history is in the market section below.

Listing courtesy of COMPASS FLORIDA LLC · Olivia Perez. MLS #OM724889.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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3506 NW 55TH CIRCLE, OCALA, FL — 3 Bed, 3 Bath — $582,000 | CENTURY 21 Edge