Eric Chery
$500,0004 bd2.5 ba2,485 sqft$201 /sqft$3,975 /mo all-in ↓

963 CHERRY VALLEY WAY, ORLANDO, FL, 32828

Active78 days on marketListed May 7, 2026MLS #OM724173

Single Family ResidenceBRIDGE WATER

About this home

963 CHERRY VALLEY WAY

EXPERIENCE THE PERFECT BLEND of style and versatility in this 4-bedroom, 2.5-bath gem boasting nearly 2,500 SF of thoughtfully designed living space. Nestled in the highly coveted 32828 zip code within the vibrant Bridge Water community, this residence offers a rare split-floorplan featuring a first-floor primary suite plus a secondary guest room on the main level—ideal for a home office or multi-generational living. The heart of the home is a chef-inspired kitchen that seamlessly connects to two expansive living areas via a convenient breakfast bar, featuring high ceilings and an open-concept flow perfect for seamless entertaining. Step outside to your private outdoor oasis, where a screened lanai overlooks a serene, fully fenced backyard that offers premium privacy and a lush backdrop for weekend gatherings. The Bridge Water lifestyle offers more than just a home; it provides a resort-style atmosphere with access to a clubhouse, fitness center, playground, scenic walking trails, and two sparkling community pools. Strategically located for the savvy commuter, this property ensures effortless connectivity to SR 408, 417, and 528, putting you just 40 minutes from Cocoa Beach and minutes from the Orlando International Airport. Enjoy unparalleled convenience with close proximity to UCF, Research Parkway, Waterford Lakes Town Center, and Avalon Park, as well as essential stops like Starbucks and Advent Health. Move-in ready and positioned in one of East Orlando’s most sought-after real estate markets, this exceptional property is a true piece of paradise waiting for its next owner.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,485

Sqft

0.12 ac

Lot size

2

Garage

1999

Year built

Two

Levels

$201

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile · Vinyl
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Primary Bedroom Main Floor · Solid Wood Cabinets · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Lighting · Sidewalk · Sliding Doors

Community & fees

HOA fee$63/mo
Taxes (2025)$7,052/yr
PetsNumber Limit, Yes
CommunityClubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,975 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,943
FHA mortgage insurance (est.)$221
Property tax — 2025 actual bill$588
HOA fee — from the listing$63
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,500
Interest rate6.00%
Loan term

Estimated payment

$3,975/mo

Principal & interest$2,943
FHA mortgage insurance (est.)$221
Property taxes (actual bill)$588
HOA / condo fee$63
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $500K
$443KedgeAI estimate $482,803 · range $461K$519K$540K

vs edgeAI estimate

+3.6%

$/sqft vs Orlando actives

$201 vs $237

Days on market

78 vs 34 typical

Where $201/sqft sits among the 400 Orlando actives

95
118 · this home
95
48
17
27
$134–189$189–243$243–298$298–353$353–408$408+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Orlando

Map of 963 CHERRY VALLEY WAY

Drive times from this address

Downtown Orlando16 min
Orlando Int’l Airport (MCO)25 min
Universal Orlando29 min
Walt Disney World41 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

The numbers that matter

The Orlando market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$400K$405K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

149 of 400

Orlando actives have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 11% above the ORLANDO 32828 median. See the full Orlando market guide →

Paper trail

This home's history

May 7, 2026Listed at $500,000 · 78 days on market since
1999Built · BRIDGE WATER

Reality check

What actually sold near 963 CHERRY VALLEY WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

922 BRIDGEWAY BOULEVARDSold · Nov ’25

$495,000

922 BRIDGEWAY BOULEVARD · same community

4 bd · 3 ba · 2,496 sqft · $198/sqft · 33 DOM

1114 BRIDGEWAY BOULEVARDSold · May ’26

$495,000

1114 BRIDGEWAY BOULEVARD · same community

4 bd · 3 ba · 2,436 sqft · $203/sqft · 7 DOM

962 CHERRY VALLEY WAYSold · Mar ’26

$420,000

962 CHERRY VALLEY WAY · same community

3 bd · 2 ba · 2,000 sqft · $210/sqft · 76 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 963 CHERRY VALLEY WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 963 CHERRY VALLEY WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

963 CHERRY VALLEY WAY FAQs

What would the monthly payment be for 963 CHERRY VALLEY WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,975/mo — principal and interest, the actual property-tax bill, the $63/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 963 CHERRY VALLEY WAY?+

The association fee works out to $63 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 963 CHERRY VALLEY WAY?+

The most recent tax bill on record (2025) was $7,052. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 963 CHERRY VALLEY WAY?+

The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $500,000, this home is listed about 28% above the Orlando median of $390,000. The market section on this page shows how the area is trending.

Listing courtesy of MOMENTUM REALTY - OCALA · Joe Brown. MLS #OM724173.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Orlando homes, in your inbox

Like 963 CHERRY VALLEY WAY but not quite? A daily digest of every new listing in Orlando — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Eric to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 24, 2026 at 4:50 PM UTC. The listing information on this page last changed on July 24, 2026 at 4:50 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 24, 2026 at 4:50 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 24, 2026 at 4:50 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.