4760 NE 28TH TERRACE, OCALA, FL, 34479
Pending90 days on marketListed Apr 26, 2026MLS #OM723589
About this home
4760 NE 28TH TERRACE
Virtually Staged. INTRODUCING 49TH STREET VILLAGE. THIS 3/2/1 IS LOCATED IN A SINGLE STREET COMMUNITY WITH A CUL-DE-SAC AND NO THRU TRAFFIC. THIS HOME FEATURES VAULTED CEILINGS, SKYLIGHTS AND A WOOD BURNING FIREPLACE IN THE LIVING ROOM. THE PRIMARY OFFERS A BAY WINDOW AND AN EN SUITE WITH A JETTED TUB AND A WALK IN CLOSET. INSIDE LAUNDRY ROOM/PANTRY JUST OFF THE KITCHEN. OUTSIDE ENJOY THE SCREENED PATIO AND A LARGE FENCED BACKYARD. ENJOY PEACE OF MIND KNOWING THE OWNERS HAVE UPDATED: REPLACED AC AND ROOF 2022, REPLACED ELECTRICAL PANEL AND UPDATED GUEST BATH 2024, REPLACED THE WATER HEATER IN 2015, STOVE 2026.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,580
Sqft
0.27 ac
Lot size
1
Garage
1985
Year built
One
Levels
$149
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,872 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,872/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.8%
$/sqft vs Ocala actives
$149 vs $181
Days on market
90 vs 43 typical
Where $149/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34479 — neighborhood snapshot
Population
13,265
Median age
41.2
Median income
$54,805
Median home value
$190,400
Avg household
2.44
Households w/ children
1,553
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
155 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% below the OCALA 34479 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 4760 NE 28TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$335,000
2047 NE 35TH STREET
3 bd · 2 ba · 1,557 sqft · $215/sqft · 25 DOM
Sold · Dec ’25$194,900
2317 NE 36 STREET
3 bd · 2 ba · 1,532 sqft · $127/sqft · 35 DOM
Sold · Oct ’25$299,000
2828 NE 31ST PLACE
3 bd · 2 ba · 1,639 sqft · $182/sqft · 59 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4760 NE 28TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4760 NE 28TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
4760 NE 28TH TERRACE FAQs
What would the monthly payment be for 4760 NE 28TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,872/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4760 NE 28TH TERRACE?+
The most recent tax bill on record (2025) was $2,697. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4760 NE 28TH TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $235,000, this home is listed about 21% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4760 NE 28TH TERRACE?+
Anthony Elementary School (elementary), North Marion High School (high), North Marion Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the OCALA 34479 market on paper
$235,000 is 4% below the OCALA 34479 median of $244,950, and at $149/sqft it sits under the Ocala average of $204.
02Time on market is leverage
90 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $277,000, now $235,000 — a $42K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HOMERUN REALTY · Andrea Farrar. MLS #OM723589.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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