
3902 SE 99TH STREET, BELLEVIEW, FL, 34420
Active86 days on marketListed Apr 29, 2026MLS #OM723324
About this home
3902 SE 99TH STREET
Well, maintained 4-bedroom 2-bathroom home in the Cobblestone North Community, built in 2019 and offering a clean modern feel throughout. This Cairn model features an open concept layout with spacious living areas, high ceilings and a functional kitchen with stainless steel appliances that flows easily into the main space. The Primary bedroom includes ample closet space and a private bath, while the additional bedrooms are ideal for guests, a home office, or everyday flexibility. The Backyard is an oasis with covered patio creating a comfortable outdoor space perfect for Entertaining. Complete with a 2 car Garage, Low Hoa, and no CDD, and conveniently located near shopping, dining and major Roadways.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,086
Sqft
0.25 ac
Lot size
2
Garage
2019
Year built
One
Levels
$141
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,296 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,296/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−12.5%
$/sqft vs Belleview actives
$141 vs $177
Days on market
86 vs 31 typical
Where $141/sqft sits among the 139 Belleview actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Belleview
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Belleview. See the full Belleview guide →
BELLEVIEW 34420 — neighborhood snapshot
Population
19,167
Median age
43
Median income
$52,551
Median home value
$192,600
Avg household
2.59
Households w/ children
2,199
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Belleview market
$255K → $276K
Belleview median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
69 of 139
Belleview actives have cut their price
Median sold price, Belleview, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% above the BELLEVIEW 34420 median. See the full Belleview market guide →
Paper trail
This home's history
Reality check
What actually sold near 3902 SE 99TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$310,000
4073 SE 99TH LANE · same community
3 bd · 2 ba · 1,862 sqft · $166/sqft · 19 DOM
Sold · Dec ’25$319,900
3833 SE 98TH PLACE · same community
4 bd · 2 ba · 2,319 sqft · $138/sqft · 12 DOM
Sold · Mar ’26$200,000
3883 SE 99TH STREET · same community
4 bd · 2 ba · 1,775 sqft · $113/sqft · 102 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3902 SE 99TH STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3902 SE 99TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
3902 SE 99TH STREET FAQs
What would the monthly payment be for 3902 SE 99TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,296/mo — principal and interest, the actual property-tax bill, the $39/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3902 SE 99TH STREET?+
The association fee works out to $39 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3902 SE 99TH STREET?+
The most recent tax bill on record (2025) was $2,834. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3902 SE 99TH STREET?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Belleview?+
At $294,000, this home is listed about 4% above the Belleview median of $283,735. The market section on this page shows how the area is trending.
Which schools are assigned to 3902 SE 99TH STREET?+
Belleview-Santos Elementary School (elementary), Belleview Middle School (middle), Belleview High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LOKATION · Heath Bootle. MLS #OM723324.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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