
219 SE 20TH TERRACE, OCALA, FL, 34471
Active100 days on marketListed Apr 15, 2026MLS #OM722831
About this home
219 SE 20TH TERRACE
Welcome to Woodfields—one of Southeast Ocala’s most charming and sought-after neighborhoods, where tree-lined streets and golf cart-friendly living make it easy to enjoy a quick ride to Downtown Ocala for dining, shopping, and entertainment. This 4-bedroom, 2-bath home sits proudly on a corner lot surrounded by mature landscaping and shaded beneath a stunning canopy of oak trees, offering timeless curb appeal and a welcoming first impression. A charming koi pond at the front entry creates a peaceful, inviting setting as you arrive. Inside, you’ll appreciate the character and durability of terrazzo flooring throughout most of the home, paired with eye-catching broken mosaic tile in the spacious family room and at the front entry—adding a unique, artistic touch you don’t often find. The layout offers comfortable living with generously sized bedrooms, large closets, and an abundance of storage throughout. The updated bathrooms bring a modern feel while maintaining the home’s original charm. A large storage room off the kitchen, along with additional storage near the fourth bedroom, provides flexibility for hobbies, organization, or even a small workshop space. The indoor utility/laundry room adds everyday convenience.The family room is filled with natural light from a wall of windows, creating a bright and inviting space that connects seamlessly to the backyard. Step outside to your fully fenced yard—perfect for pets, play, or entertaining. Enjoy gatherings on the patio with both open and covered areas, plus a versatile lean-to ideal for additional storage or a shaded outdoor retreat. Dual driveways for plenty of parking. With a newer roof (2022), updated vinyl windows, distinctive interior features, and an unbeatable location in the heart of Woodfields, this home offers a rare opportunity to own a piece of classic Ocala charm with modern updates and a lifestyle that’s hard to match.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,096
Sqft
0.38 ac
Lot size
1966
Year built
One
Levels
$179
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,663 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,663/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+20.7%
$/sqft vs Ocala actives
$179 vs $181
Days on market
100 vs 43 typical
Where $179/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34471 — neighborhood snapshot
Population
26,031
Median age
44.2
Median income
$60,283
Median home value
$292,200
Avg household
2.31
Households w/ children
2,491
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
154 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% above the OCALA 34471 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 219 SE 20TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$600,000
1557 SE 7TH STREET · same community
2 bd · 2 ba · 1,713 sqft · $350/sqft · 0 DOM
Sold · May ’26$615,000
2041 SE 5TH STREET · same community
3 bd · 3 ba · 2,662 sqft · $231/sqft · 2 DOM
Sold · Aug ’25$270,000
711 SE 1ST STREET · same community
2 bd · 2 ba · 1,416 sqft · $191/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 219 SE 20TH TERRACE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 219 SE 20TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
219 SE 20TH TERRACE FAQs
What would the monthly payment be for 219 SE 20TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,663/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 219 SE 20TH TERRACE?+
The most recent tax bill on record (2025) was $1,553. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $374,999, this home is listed about 25% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 219 SE 20TH TERRACE?+
Eighth Street Elementary School (elementary), Osceola Middle School (middle), Forest High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$374,999 runs 25% above the OCALA 34471 median — but at 2,096 sqft it's also 21% larger than the typical Ocala listing.
02Time on market is leverage
100 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Eighth Street Elementary School, Osceola Middle School, Forest High School — Eighth Street Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $399,900, now $374,999 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS CORNERSTONE RE · Crystal McCall. MLS #OM722831.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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