8475 SE 137TH LOOP, SUMMERFIELD, FL, 34491
Active92 days on marketListed Apr 20, 2026MLS #OM722624
About this home
8475 SE 137TH LOOP
Welcome to Spruce Creek Golf & Country Club! This charming Palm model is ideally situated in the desirable Candlestone neighborhood, just moments from the 441 entrance—offering quick access to shopping, dining, and everyday conveniences. This well-maintained home features 2 bedrooms and 2 bathrooms, along with a spacious enclosed lanai that provides flexible living space—perfect for a home office, den, or hobby room. The lanai includes custom handcrafted built-ins, offering abundant storage and functionality. The guest bedroom is thoughtfully equipped with a Murphy bed and additional cabinetry, creating a comfortable and versatile space for visitors. Both bedrooms feature walk-in closets for ample storage. The oversized garage is a standout feature, complete with its own air conditioning and built-in cabinetry—ideal for projects, storage, or a workshop setup. Major updates include a new HVAC system (2018) and roof (2013). The home is clean, well cared for, and ready for your personal touches to make it your own. Enjoy the exceptional lifestyle that Del Webb Spruce Creek Golf & Country Club offers, including three recreation centers, 36 Holes of Championship Golf, tennis, pickleball, shuffleboard, billiards, indoor and outdoor pools, fitness facilities, a dog park, nature trails, RV storage, and a wide variety of clubs and activities. Experience active adult living at its best!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,652
Sqft
0.19 ac
Lot size
2
Garage
1997
Year built
One
Levels
$157
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,282 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,282/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−12.2%
$/sqft vs SPRUCE CREEK GC
$157 vs $190
Days on market
92 vs 50 typical
Where $157/sqft sits among the 51 homes for sale in SPRUCE CREEK GC
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$285K → $258K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
24 of 51
SPRUCE CREEK GC have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% below the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near 8475 SE 137TH LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$294,900
12465 SE 94TH COURT · same community
2 bd · 2 ba · 1,670 sqft · $177/sqft · 42 DOM
Sold · Jan ’26$249,900
13655 SE 90TH COURT · same community
2 bd · 2 ba · 1,604 sqft · $156/sqft · 9 DOM
Sold · Jun ’26$350,000
13131 SE 91ST COURT ROAD · same community
3 bd · 2 ba · 1,720 sqft · $203/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8475 SE 137TH LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8475 SE 137TH LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
8475 SE 137TH LOOP FAQs
What would the monthly payment be for 8475 SE 137TH LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,282/mo — principal and interest, the actual property-tax bill, the $214/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8475 SE 137TH LOOP?+
The association fee works out to $214 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8475 SE 137TH LOOP?+
The most recent tax bill on record (2025) was $3,223. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8475 SE 137TH LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Summerfield?+
At $259,000, this home is listed about 11% below the Summerfield median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 8475 SE 137TH LOOP?+
Lake Weir Middle School (middle), Harbour View Elementary School (elementary), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BROKER ASSOCIATES REALTY · Rich Denicola. MLS #OM722624.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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