20693 WALNUT STREET, DUNNELLON, FL, 34431
Active106 days on marketListed Apr 10, 2026MLS #OM722548
About this home
20693 WALNUT STREET
In the heart of Dunnellon’s historic district, this 1918 charmer welcomes you with timeless character and thoughtful modern updates. Enjoy peace of mind with a new roof and new mini-split systems in both the main home and the guest suite, providing efficient comfort year-round. The main living spaces feel warm and inviting, offering a perfect balance of history and comfort, along with an enclosed front porch, perfect for enjoying your morning coffee. Outside, the fully fenced yard offers privacy and space to relax, complete with a charming gazebo, ideal for enjoying Florida evenings. A standout feature is the detached, fully equipped in-law suite, ideal for guests, extended family or flexible use. Both the main home and guest space are being offered fully furnished, including appliances, making this residence truly move-in ready. Enjoy a prime location just five minutes from Rainbow Springs and the Withlacoochee State Trail, with 46-plus miles of paved biking and walking paths, plus easy access to shops and restaurants in downtown Dunnellon. This is a rare opportunity to own a piece of Dunnellon history with modern comfort and an unbeatable location. Schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,491
Sqft
0.17 ac
Lot size
1918
Year built
One
Levels
$160
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,817 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,817/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Dunnellon actives
$160 vs $186
Days on market
106 vs 43 typical
Where $160/sqft sits among the 400 Dunnellon actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34431 — neighborhood snapshot
Population
8,663
Median age
55.4
Median income
$51,542
Median home value
$185,200
Avg household
2.2
Households w/ children
570
The numbers that matter
The Dunnellon market
$265K → $270K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
186 of 400
Dunnellon actives have cut their price
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 518% above the DUNNELLON 34431 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near 20693 WALNUT STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$235,000
11765 BOSTICK STREET · same community
3 bd · 2 ba · 1,428 sqft · $165/sqft · 12 DOM
Sold · Aug ’25$235,000
11759 BOSTICK STREET · same community
3 bd · 2 ba · 1,428 sqft · $165/sqft · 154 DOM
Sold · Feb ’26$198,000
20840 CHESTNUT STREET · same community
4 bd · 2 ba · 1,686 sqft · $117/sqft · 22 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 20693 WALNUT STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20693 WALNUT STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
20693 WALNUT STREET FAQs
What would the monthly payment be for 20693 WALNUT STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,817/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 20693 WALNUT STREET?+
The most recent tax bill on record (2025) was $1,727. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 20693 WALNUT STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunnellon?+
At $239,000, this home is listed about 20% below the Dunnellon median of $299,900. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$239,000 runs 518% above the DUNNELLON 34431 median.
02Time on market is leverage
106 days on market against a Dunnellon median of 43 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $259,900, now $239,000 — a $21K cut. The full history is in the market section below.
Listing courtesy of PREMIER SOTHEBY'S INTERNATIONAL REALTY · Madeline Franco-Sofield. MLS #OM722548.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Dunnellon homes, in your inbox
Like 20693 WALNUT STREET but not quite? A daily digest of every new listing in Dunnellon — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Eric to ping you on any price or status change →