7542 SW 76TH TERRACE, OCALA, FL, 34481
Active112 days on marketListed Apr 13, 2026MLS #OM722495
About this home
7542 SW 76TH TERRACE
Best priced home in Liberty Village! Move-in ready 2-bedroom, 2-bathroom single-family home built in 2022. At 1,544 heated square feet, this home offers an efficient, well-designed layout with 9-foot ceilings, recessed lighting throughout, and ceiling fans in the main living area and primary bedroom — all in a newer construction home with low monthly costs and no CDD fee to worry about. The open-concept kitchen features 42-inch cabinets with crown molding, quartz countertops, a large quartz center island with seating, a spacious pantry, plus a bonus pantry or storage closet, and stainless steel Frigidaire appliances — everything in place for easy everyday living. Wood-look tile flooring runs through all main living areas, with carpet in the two bedrooms. A den or home office sits just off the main living area, accessed through French doors — ideal for a workspace, hobby room, or guest overflow. The primary suite includes a walk-in closet and a private ensuite bath with a walk-in shower, dual-sink vanity, and quartz countertops. The guest bath is equally well-appointed. Sliding glass doors lead to a screened-in lanai overlooking a fully enclosed backyard with white vinyl fencing and established landscaping — front and back — giving the home a finished, settled-in feel that newer construction often lacks. A full irrigation system allows for easy yard maintenance as well. Liberty Village is a 55+ community, and residents enjoy a beautiful community pool, plus pickleball and bocce ball courts. HOA fees includes access to the amenities, plus Spectrum cable and high speed internet. Located near State Road 200 in SW Ocala, the community offers quick access to shopping, dining, golf courses, medical facilities, and Marion County's many other recreation options. Homes in Liberty Village at this price point doesn't come around often, so don’t miss this one. Schedule your showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,548
Sqft
0.16 ac
Lot size
2
Garage
2023
Year built
One
Levels
$161
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,176 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,176/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−12.4%
$/sqft vs Ocala actives
$161 vs $184
Days on market
112 vs 43 typical
Where $161/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Liberty Village, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$1,900/mo median
Live Ocala rental listing data — this home’s rate depends on size, condition and furnishing.
The New Smyrna Beach short-term market
▼ Softening38%
Occupancy
▼ 32% yr/yr
$314
Avg nightly rate
▲ 12% yr/yr
$26K/yr
Revenue per listing
$126
RevPAR
70 days
Booking lead time
6 nights
Avg stay
7
Typical min nights
1,651
Active rentals
▲ 5% supply
Seasonality — monthly occupancy
Peaks at 57% in Mar · bottoms at 28% in Sep
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in New Smyrna Beach — the projection above is specific to this home’s size.
Where it sits
Inside Liberty Village
Liberty Village is a short-term-rental community. See the full guide →
OCALA 34481 — neighborhood snapshot
Population
25,668
Median age
68.5
Median income
$54,639
Median home value
$213,000
Avg household
1.9
Households w/ children
978
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
146 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 7542 SW 76TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$360,000
7340 SW 76TH TERRACE · same community
2 bd · 2 ba · 1,548 sqft · $233/sqft · 54 DOM
Sold · Jun ’26$325,000
7412 SW 76TH TERRACE · same community
3 bd · 2 ba · 1,755 sqft · $185/sqft · 112 DOM
Sold · Apr ’26$409,000
7731 SW 74TH LOOP · same community
3 bd · 3 ba · 2,039 sqft · $201/sqft · 28 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7542 SW 76TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7542 SW 76TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
7542 SW 76TH TERRACE FAQs
What would the monthly payment be for 7542 SW 76TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,176/mo — principal and interest, the actual property-tax bill, the $156/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7542 SW 76TH TERRACE?+
The association fee works out to $156 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7542 SW 76TH TERRACE?+
The most recent tax bill on record (2025) was $3,408. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 7542 SW 76TH TERRACE be rented short-term?+
Yes — this home sits inside Liberty Village, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 7542 SW 76TH TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $249,000, this home is listed about 17% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7542 SW 76TH TERRACE?+
Liberty Middle School (middle), West Port High School (high), Marion Oaks Elementary School (elementary) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Zoned for nightly rentals
Liberty Village is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
02Time on market is leverage
112 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $260,000, now $249,000 — a $11K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BERKSHIRE HATHAWAY HS FLORIDA · Stephanie Frost. MLS #OM722495.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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