1623 SE 29TH TERRACE, OCALA, FL, 34471
Active113 days on marketListed Apr 2, 2026MLS #OM722062
About this home
1623 SE 29TH TERRACE
**Spacious and beautifully updated 4-bedroom, 3 bath pool home offering over 3,152 sq ft under air, ideally situated on Natures Pond and also on a quiet cul-de-sac just minutes from downtown Ocala. This home features a desirable layout with one bedroom (with ajoining bath) on the main floor--perfect for a home office or guest suite. The updated kitchen showcases leather granite countertops, pull out pantry closet, pull down spice rack, and lower cabinet pull outs, and a convenient pot filler at the range. The kitchen nook looks out over the pool and back yard through a half circle of windows. Enjoy multiple living and entertaining spaces including a formal dining room with plantation shutters, a family room with fireplace, and a unique pool table/game room complete with lake views, wetbar and wine refrigerator. Crown molding adds an elegant touch. The primary suite is a true retreat, featuring its own fireplace, private balcony, and a fully updated luxury bathroom. The two remaining bedrooms upstairs have a jack and jill bath set up and custom walkin closets. Step outside to your private oasis with a pool and expansive covered lanai ideal for relaxing or entertaining year-round. Additional highlights include an attached 2-car garage , a detached 2-car garage, basketball court (easily converted to outdoor entertaining space) and a charming playhouse with loft. This property offers space, character, and a prime location... DON'T MISS THIS ONE!!! Priced below appraised value!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
3,152
Sqft
0.38 ac
Lot size
2
Garage
1989
Year built
Two
Levels
$222
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,023 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,023/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11.9%
$/sqft vs Ocala actives
$222 vs $181
Days on market
113 vs 43 typical
Where $222/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34471 — neighborhood snapshot
Population
26,031
Median age
44.2
Median income
$60,283
Median home value
$292,200
Avg household
2.31
Households w/ children
2,491
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
155 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 133% above the OCALA 34471 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 1623 SE 29TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$675,000
1628 SE 29TH TERRACE · same community
5 bd · 4 ba · 3,489 sqft · $193/sqft · 145 DOM
Sold · Apr ’26$345,000
1617 SE 29TH TERRACE · same community
3 bd · 2 ba · 2,412 sqft · $143/sqft · 295 DOM
Sold · Oct ’25$630,000
2146 SE 25TH LOOP
4 bd · 3 ba · 3,227 sqft · $195/sqft · 131 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1623 SE 29TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1623 SE 29TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
1623 SE 29TH TERRACE FAQs
What would the monthly payment be for 1623 SE 29TH TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,023/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1623 SE 29TH TERRACE?+
The most recent tax bill on record (2025) was $9,891. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1623 SE 29TH TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $699,900, this home is listed about 134% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1623 SE 29TH TERRACE?+
Eighth Street Elementary School (elementary), Osceola Middle School (middle), Forest High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$699,900 runs 133% above the OCALA 34471 median — but at 3,152 sqft it's also nearly twice the size of the typical Ocala listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
113 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Eighth Street Elementary School, Osceola Middle School, Forest High School — Eighth Street Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $749,900, now $699,900 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX FOXFIRE - HWY 40 · Donna Knox. MLS #OM722062.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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