9435 SE 124TH PLACE, SUMMERFIELD, FL, 34491
Active142 days on marketListed Mar 14, 2026MLS #OM720815
About this home
9435 SE 124TH PLACE
This beautiful Madeira model offers 2 bedrooms, 2 baths plus a den or can be utilized as a formal dining room, giving you flexible living space to fit your needs. A welcoming entry foyer with glass front door that leads into a thoughtfully designed floor plan featuring tile or luxury vinyl laminate flooring throughout the entire home--no carpet. The spacious kitchen includes a dinette area, perfect for everyday meals or entertaining. An inside laundry room adds convenience and functionality. Enjoy the extended garage with a golf cart garage and electric screen, along with an attractive brick paver driveway and sidewalk that enhances the homes curb appeal. Relax in the extended and enclosed climate-controlled Florida room overlooking a deep semiprivate backyard providing a peaceful space to unwind or entertain. The roof was re-shingled in 2023 and HVAC new in 2023. This well-maintained home is ready for its new owners. Some furnishings may be available.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,720
Sqft
0.23 ac
Lot size
2
Garage
2002
Year built
One
Levels
$180
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,586 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,586/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.1%
$/sqft vs SPRUCE CREEK GC
$180 vs $192
Days on market
142 vs 51 typical
Where $180/sqft sits among the 48 homes for sale in SPRUCE CREEK GC
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$279K → $256K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
22 of 48
SPRUCE CREEK GC have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% above the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near 9435 SE 124TH PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$328,500
8642 SE 132ND STREET · same community
3 bd · 2 ba · 1,720 sqft · $191/sqft · 38 DOM
Sold · Sep ’25$320,000
8779 SE 141ST LANE ROAD · same community
2 bd · 2 ba · 1,627 sqft · $197/sqft · 16 DOM
Sold · Nov ’25$380,000
9123 SE 125TH LOOP · same community
2 bd · 2 ba · 1,618 sqft · $235/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9435 SE 124TH PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9435 SE 124TH PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
9435 SE 124TH PLACE FAQs
What would the monthly payment be for 9435 SE 124TH PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,586/mo — principal and interest, the actual property-tax bill, the $214/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9435 SE 124TH PLACE?+
The association fee works out to $214 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9435 SE 124TH PLACE?+
The most recent tax bill on record (2025) was $3,007. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9435 SE 124TH PLACE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Summerfield?+
At $309,900, this home is listed about 7% above the Summerfield median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 9435 SE 124TH PLACE?+
Lake Weir Middle School (middle), Harbour View Elementary School (elementary), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$309,900 runs 13% above the SUMMERFIELD 34491 median.
02Time on market is leverage
142 days on market against a Summerfield median of 51 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $329,900, now $309,900 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of JUDY L. TROUT REALTY · Judy Trout. MLS #OM720815.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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