Eric Chery
$18,000≈$292 /mo all-in ↓

00 SE 134TH TERRACE, DUNNELLON, FL, 34431

Active166 days on marketListed Feb 20, 2026MLS #OM719239

✦ Priced 53% below the DUNNELLON 34431 medianRAINBOW LAKES ESTATE

About this home

00 SE 134TH TERRACE

Nice lot in the Rainbow Lakes Estates subdivision. A 0.25 acre to build your home. Very tranquil area near the Rainbow River Park and the very quaint city center of Dunnellon, Florida.

Facts & features

The home at a glance

0.25 ac

Lot size

Trees/Woods viewPets allowed

Inside

Outside & construction

ViewTrees/Woods
FacesWest

Community & fees

Taxes (2025)$215/yr
PetsYes

Utilities & systems

UtilitiesOther
WaterNone · Well Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$292 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$106
FHA mortgage insurance (est.)$8
Property tax — 2025 actual bill$18
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $630Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type
Down payment3.5% · $630
Interest rate6.00%
Loan term

Estimated payment

$292/mo

Principal & interest$106
FHA mortgage insurance (est.)$8
Property taxes (actual bill)$18
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Dunnellon

Map of 00 SE 134TH TERRACE

Get to know Dunnellon. See the full Dunnellon guide →

DUNNELLON 34431 — neighborhood snapshot

Population

8,663

Median age

55.4

Median income

$51,542

Median home value

$185,200

Avg household

2.2

Households w/ children

570

The numbers that matter

The Dunnellon market

Seller’s marketLeans seller — 3.7 months of inventoryBuyer’s market

$265K → $280K

Dunnellon median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 53% below the DUNNELLON 34431 median. See the full Dunnellon market guide →

Paper trail

This home's history

Feb 20, 2026Listed at $18,000 · 166 days on market since

Reality check

What actually sold near 00 SE 134TH TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

19928 SW FLAMINGO DRIVESold · Dec ’25

$119,000

19928 SW FLAMINGO DRIVE · same community

1 bd · 1 ba · 544 sqft · $219/sqft · 96 DOM

24134 NW TAMARIND LANESold · Apr ’26

$207,000

24134 NW TAMARIND LANE · same community

3 bd · 2 ba · 1,003 sqft · $206/sqft · 153 DOM

55 SW TREE TOP ROADSold · Mar ’26

$205,000

55 SW TREE TOP ROAD · same community

3 bd · 2 ba · 1,003 sqft · $204/sqft · 302 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 00 SE 134TH TERRACE — start here.

CallText
eric.chery@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 00 SE 134TH TERRACE — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

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Straight answers

00 SE 134TH TERRACE FAQs

What would the monthly payment be for 00 SE 134TH TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $292/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 00 SE 134TH TERRACE?+

The most recent tax bill on record (2025) was $215. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 00 SE 134TH TERRACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Dunnellon?+

At $18,000, this home is listed about 94% below the Dunnellon median of $300,000. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Under the DUNNELLON 34431 market on paper

$18,000 is 53% below the DUNNELLON 34431 median of $38,000.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

166 days on market against a Dunnellon median of 40 — sellers in this position are usually ready to negotiate.

Keep looking

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00 SW STARLING DRIVE, DUNNELLON

Listing courtesy of PROFESSIONAL REALTY OF OCALA · Maria Domizioli. MLS #OM719239.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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