Eric Chery
$360,000$425,0004 bd2 ba2,292 sqft$157 /sqft$2,882 /mo all-in ↓

19735 SW 77TH LOOP, DUNNELLON, FL, 34432

Active176 days on marketListed Jan 25, 2026MLS #OM717245

Reduced $65KSingle Family ResidenceGRAND PARK NORTH

About this home

19735 SW 77TH LOOP

Discover the best of Dunnellon living in this thoughtfully designed single-story Lennar home, completed just over a year ago and never occupied. Featuring an open-concept layout, the Great Room, kitchen, and café flow seamlessly together to create an inviting space ideal for both everyday living and entertaining. A formal dining room and covered lanai give you additional options for hosting, while a versatile study/den—with a closet—may serve as a home office, media room, or a potential fourth bedroom. The kitchen is equipped with a center island, abundant cabinetry, quartz countertops, and a pantry for excellent storage and functionality. The owner’s suite includes a spacious walk-in closet and direct access to the covered lanai, along with an en-suite bathroom featuring dual sinks, a tiled shower, and a separate water closet. Completing the home is a three-car garage, offering ample space for vehicles, storage, or hobby equipment. Located in a master-planned community with low HOA fees, residents enjoy convenient access to the crystal-clear Rainbow Springs, parks, and some of the area’s most popular outdoor and dining attractions. Nearby highlights include Rainbow Springs State Park, KP Hole Park—renowned for tubing and kayaking—and Blue Run of Dunnellon Park, known for hiking, bird watching, and scenic river views. Local favorites such as Cheers at Rainbow Springs, Swampy’s Bar & Grille, and Blue Gator Tiki Bar provide a variety of dining and entertainment options just minutes away. Set within a growing and desirable area close to medical facilities, shopping, and everyday necessities, this never-lived-in home presents a unique opportunity—seller circumstances create a rare advantage for the next owner.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,292

Sqft

0.32 ac

Lot size

3

Garage

2024

Year built

One

Levels

$157

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator
InteriorOpen Floorplan · Split Bedroom · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingHeat Pump

Outside & construction

RoofShingle
ConstructionCement Siding · Wood Frame
FoundationSlab
FacesNortheast
ExteriorLighting · Private Entrance

Community & fees

HOA fee$29/mo
Taxes (2025)$4,978/yr
PetsYes
CommunityRiver · Water Access · Clubhouse · Deed Restrictions · Pool · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,882 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,119
FHA mortgage insurance (est.)$159
Property tax — 2025 actual bill$415
HOA fee — from the listing$29
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,600Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,600
Interest rate6.00%
Loan term

Estimated payment

$2,882/mo

Principal & interest$2,119
FHA mortgage insurance (est.)$159
Property taxes (actual bill)$415
HOA / condo fee$29
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $360K
$310KedgeAI estimate $337,183 · range $323K$373K$387K

vs edgeAI estimate

+6.8%

$/sqft vs GRAND PARK NORTH

$157 vs $148

Days on market

176 vs 43 typical

Where $157/sqft sits among the 7 homes for sale in GRAND PARK NORTH

1
1
1
1
2
1 · this home
$134–138$138–143$143–148$148–152$152–157$157+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Dunnellon

Map of 19735 SW 77TH LOOP

Get to know Dunnellon. See the full Dunnellon guide →

DUNNELLON 34432 — neighborhood snapshot

Population

13,197

Median age

56

Median income

$47,711

Median home value

$223,900

Avg household

2.27

Households w/ children

858

For the school run

Marion County School District

ElementaryDunnellon Elementary School★★★★★
HighDunnellon High School★★★★★
MiddleDunnellon Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dunnellon market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$265K$270K

Dunnellon median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

3 of 7

GRAND PARK NORTH have cut their price

Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 57% above the DUNNELLON 34432 median. See the full Dunnellon market guide →

Paper trail

This home's history

CurrentPrice reduced to $360,000 $65K
Jan 25, 2026Listed at $425,000 · 176 days on market since
2024Built · GRAND PARK NORTH

Reality check

What actually sold near 19735 SW 77TH LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

19444 SW 78TH PLACESold · Jan ’26

$320,000

19444 SW 78TH PLACE · same community

4 bd · 2 ba · 2,292 sqft · $140/sqft · 0 DOM

19424 SW 77TH LOOPSold · Sep ’25

$325,000

19424 SW 77TH LOOP · same community

4 bd · 3 ba · 2,292 sqft · $142/sqft · 75 DOM

19518 SW 77TH LOOPSold · Sep ’25

$315,000

19518 SW 77TH LOOP · same community

4 bd · 3 ba · 2,292 sqft · $137/sqft · 22 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 19735 SW 77TH LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 19735 SW 77TH LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

19735 SW 77TH LOOP FAQs

What would the monthly payment be for 19735 SW 77TH LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,882/mo — principal and interest, the actual property-tax bill, the $29/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 19735 SW 77TH LOOP?+

The association fee works out to $29 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 19735 SW 77TH LOOP?+

The most recent tax bill on record (2025) was $4,978. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 19735 SW 77TH LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Dunnellon?+

At $360,000, this home is listed about 20% above the Dunnellon median of $299,900. The market section on this page shows how the area is trending.

Which schools are assigned to 19735 SW 77TH LOOP?+

Dunnellon Elementary School (elementary), Dunnellon High School (high), Dunnellon Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$360,000 runs 57% above the DUNNELLON 34432 median — but at 2,292 sqft it's also 37% larger than the typical Dunnellon listing.

02Time on market is leverage

176 days on market against a Dunnellon median of 43 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $425,000, now $360,000 — a $65K cut. The full history is in the market section below.

Listing courtesy of WATSON REALTY CORP · Candis Starcher. MLS #OM717245.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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