2137 W SAY DRIVE, DUNNELLON, FL, 34434
Active254 days on marketListed Nov 25, 2025MLS #OM714218
About this home
2137 W SAY DRIVE
BUILDER BLAST!! CHECK OUT THE FINANCING INCENTIVES AVAILABLE ON THIS HOME!!! READY NOW!! SAVE NOW!! QUICK CLOSING!!! NO HOA OR CDD!! HURRY!! THIS POPULAR 1512 PLAN FEATURING 3BEDROOMS, 2BATHS & 2CAR GARAGE IN A POPULAR GOLF COURSE COMMUNITY!! THIS HOME IS AT 100% COMPLETION AND FEATURES 3 BEDROOMS, 2 BATHS AND 2 CAR GARAGE, SPLIT PLAN WITH LARGE INDOOR LAUNDRY ROOM. ALSO INCLUDED STAINLESS STEEL APPLIANCE PKG, 10' FLAT CEILINGS IN MAIN AREAS W/VAULTED CEILING IN OWNER'S BEDROOM, 5' TILE SHOWER W/LIGHT, DOUBLE SINK VANITY AND ENCLOSED WATER CLOSET IN OWNER'S BATHROOM. OWNERS SUITE HAS LARGE WALK IN CLOSET. KITCHEN HAS LARGE ISLAND OVERLOOKING W/DINING AREA OFF THE KITCHEN. SECONDARY BEDROOMS ARE LARGE W/GREAT NATURAL LIGHTING! TILE FLOORING IS INSTALLED EVERYWHERE EXCEPT BEDROOMS. THIS HOME HAS 10' FLAT CEILINGS IN MAIN AREA OF THE HOME AND A COVERED LANAI ON THE BACK OF THE HOME. THIS HOME SITS NICELY ON A LARGE CORNER HOMESITE WITH OTHER BRAND-NEW HOMES ON STREET.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,511
Sqft
0.25 ac
Lot size
2
Garage
2026
Year built
One
Levels
$175
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,855 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,855/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.7%
$/sqft vs Dunnellon actives
$175 vs $185
Days on market
254 vs 39 typical
Where $175/sqft sits among the 400 Dunnellon actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunnellon market
$265K → $280K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
173 of 400
Dunnellon actives have cut their price
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 780% above the DUNNELLON 34434 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near 2137 W SAY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$275,000
7780 N SARAZEN DRIVE · same community
3 bd · 2 ba · 1,529 sqft · $180/sqft · 219 DOM
Sold · Jun ’26$264,050
2190 W LANDMARK DRIVE · same community
3 bd · 2 ba · 1,540 sqft · $171/sqft · 236 DOM
Sold · Jun ’26$288,650
2185 W SAY DRIVE · same community
4 bd · 2 ba · 1,760 sqft · $164/sqft · 238 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2137 W SAY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2137 W SAY DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
2137 W SAY DRIVE FAQs
What would the monthly payment be for 2137 W SAY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,855/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2137 W SAY DRIVE?+
The most recent tax bill on record (2025) was $295. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dunnellon?+
At $263,850, this home is listed about 12% below the Dunnellon median of $299,995. The market section on this page shows how the area is trending.
Which schools are assigned to 2137 W SAY DRIVE?+
Citrus Springs Elementary School (elementary), Citrus Springs Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$263,850 runs 780% above the DUNNELLON 34434 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
254 days on market against a Dunnellon median of 39 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $298,850, now $263,850 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ADAMS HOMES REALTY INC · Karen Hudson. MLS #OM714218.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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