12793 SW 138TH LOOP, DUNNELLON, FL, 34432
Active259 days on marketListed Nov 6, 2025MLS #OM712905
About this home
12793 SW 138TH LOOP
New community ownership - new vision! Discover the perfect canvas for your dream estate on this 4.64-acre equine-suitable lot in Bel-Lago’s newest West Hamlet! This homesite is one of the few that borders the pristine 8,000-acre Hálpata Tastanaki Preserve, offering unmatched privacy, natural beauty, and long-term protection. Fully-prepped and build-ready, the owners have already invested in the initial work: installation of painted/treated 3-board paddock fencing (2025), completed site work and house pad (2025), and underground utilities ready for connection. Full survey available. Build your custom luxury residence and be set amongst other luxury homes throughout the community, ensuring a cohesive landscape. Bel-Lago features an internal multi-use trail system, multiple feature lakes, gatehouse, and more to come. Enjoy your private oasis in Marion County horse country near Ocala, while being minutes away from restaurants, grocery stores, and hospitals, easy access to I-75, 25 minutes to the World Equestrian Center and other show venues, and only 1.5 hours away from Orlando and Tampa. It's time to start your legacy...don't let this opportunity slip away!
Facts & features
The home at a glance
4.64 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,186 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,186/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34432 — neighborhood snapshot
Population
13,197
Median age
56
Median income
$47,711
Median home value
$223,900
Avg household
2.27
Households w/ children
858
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunnellon market
$265K → $270K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 160% above the DUNNELLON 34432 median. See the full Dunnellon market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12793 SW 138TH LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12793 SW 138TH LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
12793 SW 138TH LOOP FAQs
What would the monthly payment be for 12793 SW 138TH LOOP?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,186/mo — principal and interest, the actual property-tax bill, the $325/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12793 SW 138TH LOOP?+
The association fee works out to $325 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12793 SW 138TH LOOP?+
The most recent tax bill on record (2025) was $2,929. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12793 SW 138TH LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunnellon?+
At $599,000, this home is listed about 100% above the Dunnellon median of $299,900. The market section on this page shows how the area is trending.
Which schools are assigned to 12793 SW 138TH LOOP?+
Dunnellon Elementary School (elementary), Dunnellon High School (high), Dunnellon Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$599,000 runs 160% above the DUNNELLON 34432 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
259 days on market against a Dunnellon median of 43 — sellers in this position are usually ready to negotiate.
Listing courtesy of ENGEL & VOLKERS OCALA · Alair Boshela. MLS #OM712905.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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