Eric Chery
$12,000≈$245 /mo all-in ↓

TBD SE 144TH LN, UMATILLA, FL, 32784

Active328 days on marketListed Aug 29, 2025MLS #OM708250

✦ Priced 96% below the UMATILLA 32784 medianFRST LAKES CAMPSITES

About this home

TBD SE 144TH LN

.23-acre lot zoned R4, ideal for residential, multi-use development, or mobile home. Sister property is also available for expanded potential.

Facts & features

The home at a glance

0.23 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2024)$106/yr

Utilities & systems

UtilitiesOther
WaterWell Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$245 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$71
FHA mortgage insurance (est.)$5
Property tax — 2024 actual bill$9
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $420Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type
Down payment3.5% · $420
Interest rate6.00%
Loan term

Estimated payment

$245/mo

Principal & interest$71
FHA mortgage insurance (est.)$5
Property taxes (actual bill)$9
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Umatilla

Map of TBD SE 144TH LN

Get to know Umatilla. See the full Umatilla guide →

UMATILLA 32784 — neighborhood snapshot

Population

9,859

Median age

45.2

Median income

$69,633

Median home value

$237,300

Avg household

2.47

Households w/ children

1,175

For the school run

Lake County School District

MiddleUmatilla Middle School★★★★★
HighUmatilla High School★★★★★
ElementaryUmatilla Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Umatilla market

Seller’s marketBalanced — 5.2 months of inventoryBuyer’s market

$332K → $323K

Umatilla median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

Median sold price, Umatilla, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 96% below the UMATILLA 32784 median. See the full Umatilla market guide →

Paper trail

This home's history

Aug 29, 2025Listed at $12,000 · 328 days on market since

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about TBD SE 144TH LN — start here.

CallText
eric.chery@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for TBD SE 144TH LN — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

TBD SE 144TH LN FAQs

What would the monthly payment be for TBD SE 144TH LN?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $245/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on TBD SE 144TH LN?+

The most recent tax bill on record (2024) was $106. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Umatilla?+

At $12,000, this home is listed about 96% below the Umatilla median of $340,000. The market section on this page shows how the area is trending.

Which schools are assigned to TBD SE 144TH LN?+

Umatilla Middle School (middle), Umatilla High School (high), Umatilla Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of NEXT GENERATION REALTY OF MARION COUNTY · Linda Perry. MLS #OM708250.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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