Eric Chery
$2,595,000$2,795,0004 bd4 ba3,390 sqft$765 /sqft$15,701 /mo all-in ↓

11130 W HIGHWAY 326, OCALA, FL, 34482

Active311 days on marketListed Sep 17, 2025MLS #OM708164

Reduced $200KPrivate poolSingle Family ResidenceFELLOWSHIP RIDGE

About this home

11130 W HIGHWAY 326

This beautiful property is perfectly located just 10 minutes from the World Equestrian Center and 5 minutes from HITS, making it an ideal spot for equestrian enthusiasts! Fully fenced and featuring 9 paddocks, the property provides ample space for your horses or a variety of other uses. The home offers 4 bedrooms and 4 full bathrooms, with an open floor plan that provides a spacious, inviting atmosphere. High ceilings and an abundance of windows to let in natural light, while the breakfast nook and separate formal dining area offer flexibility for both casual and formal meals. French doors lead out to a spacious screened-in back patio with a heated pool and spa, perfect for relaxing or entertaining. This property combines the tranquility of country living with proximity to top equestrian venues, making it a fantastic place to call home!

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

3,390

Sqft

22.87 ac

Lot size

3

Garage

2015

Year built

One

Levels

$765

Per sqft

Private poolFireplacePool view

Inside

FlooringEngineered Hardwood · Travertine
AppliancesConvection Oven · Dishwasher · Disposal · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator · Washer · Water Softener · Wine Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · In Wall Pest System · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Skylight(s) · Stone Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionConcrete · HardiPlank Type · Wood Frame
FoundationSlab
ViewPool
FacesNorth
ParkingDriveway · Garage Door Opener · Garage Faces Side
ExteriorFrench Doors · Irrigation System · Rain Gutters · Sidewalk

Community & fees

Taxes (2024)$6,781/yr

Utilities & systems

UtilitiesElectricity Connected · Propane · Underground Utilities · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$15,701 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$14,003
PMI (est., until 20% equity)$973
Property tax — 2024 actual bill$565
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $259,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $259,500
Interest rate6.00%
Loan term

Estimated payment

$15,701/mo

Principal & interest$14,003
PMI (est., until 20% equity)$973
Property taxes (actual bill)$565
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Ocala actives

$765 vs $181

Days on market

311 vs 43 typical

Where $765/sqft sits among the 400 Ocala actives

342
31
13
4
1
9 · this home
$122–229$229–336$336–444$444–551$551–658$658+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 11130 W HIGHWAY 326

Get to know Ocala. See the full Ocala guide →

OCALA 34482 — neighborhood snapshot

Population

21,824

Median age

52.1

Median income

$71,449

Median home value

$247,600

Avg household

2.28

Households w/ children

1,486

For the school run

Marion County School District

HighWest Port High School★★★★★
ElementaryCollege Park Elementary School★★★★
MiddleHoward Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

158 of 400

Ocala actives have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 914% above the OCALA 34482 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $2,595,000 $200K
Sep 17, 2025Listed at $2,795,000 · 311 days on market since
2015Built · FELLOWSHIP RIDGE

Reality check

What actually sold near 11130 W HIGHWAY 326

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12080 NW 100TH STREETSold · Dec ’25

$2,115,000

12080 NW 100TH STREET

3 bd · 3 ba · 3,067 sqft · $690/sqft · 18 DOM

8505 NW 118TH TERRACESold · Sep ’25

$850,000

8505 NW 118TH TERRACE

3 bd · 2.5 ba · 2,977 sqft · $286/sqft · 349 DOM

8490 NW 118TH TERRACESold · Apr ’26

$900,000

8490 NW 118TH TERRACE

3 bd · 2 ba · 2,862 sqft · $314/sqft · 66 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 11130 W HIGHWAY 326 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11130 W HIGHWAY 326 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

11130 W HIGHWAY 326 FAQs

What would the monthly payment be for 11130 W HIGHWAY 326?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $15,701/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 11130 W HIGHWAY 326?+

The most recent tax bill on record (2024) was $6,781. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Ocala?+

At $2,595,000, this home is listed about 768% above the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 11130 W HIGHWAY 326?+

West Port High School (high), College Park Elementary School (elementary), Howard Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$2,595,000 runs 914% above the OCALA 34482 median — but at 3,390 sqft it's also nearly twice the size of the typical Ocala listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

311 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $2,795,000, now $2,595,000 — a $200K cut. The full history is in the market section below.

Listing courtesy of OCALA HORSE PROPERTIES, LLC · Matt Varney. MLS #OM708164.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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