5259 S STETSON POINT DRIVE, HOMOSASSA, FL, 34448
Active441 days on marketListed May 9, 2025MLS #OM701104
About this home
5259 S STETSON POINT DRIVE
Here's your chance to live where others vacation! This gorgeous waterfront home in Riverhaven has the most spectacular views from every room w/ the expansive open floor plan and abundant natural light. With soaring high ceilings & coastal feel, this home offers modern comforts and style throughout. Located just at the edge of a scenic cul-de-sac with 105 ft of waterfront views of the Homosassa River. Elevated and majestic, the main living area DID NOT FLOOD w/Helene or Milton. This 3 bedroom, 2 bath home is offered FULLY FURNISHED and is turn-key ready. Entertain guests in the spacious living room that seamlessly flows into the kitchen, dining & sitting area, with floor to ceiling window views and sliding doors leading to an outdoor kitchen area. The large fenced in yard has a composite walkway leading to the dock & boat lift. New metal roof in 2024, new garage door 2025. Located in one of the most picturesque areas of Florida, this home is surrounded by natural beauty, with Homosassa Springs, Three Sisters Springs, Crystal River, and the Gulf of America just minutes away. Enjoy easy access to waterfront restaurants, shopping, marinas, & public boat ramps—everything you need to live the laid-back, Nature Coast lifestyle. Schedule your showing today and come see why Homosassa is one of Florida’s best-kept secrets!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,374
Sqft
0.33 ac
Lot size
2
Garage
1988
Year built
Two
Levels
$411
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,752 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,752/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+96.9%
$/sqft vs RIVERHAVEN VILLAGE
$411 vs $283
Days on market
441 vs 41 typical
Where $411/sqft sits among the 14 homes for sale in RIVERHAVEN VILLAGE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Homosassa
Get to know Homosassa. See the full Homosassa guide →
HOMOSASSA 34448 — neighborhood snapshot
Population
10,741
Median age
56
Median income
$47,526
Median home value
$166,000
Avg household
2.28
Households w/ children
866
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Homosassa market
$299K → $302K
Homosassa median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
7 of 14
RIVERHAVEN VILLAGE have cut their price
Median sold price, Homosassa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 308% above the HOMOSASSA 34448 median. See the full Homosassa market guide →
Paper trail
This home's history
Reality check
What actually sold near 5259 S STETSON POINT DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$515,750
4922 S STETSON POINT · same community
3 bd · 2 ba · 2,429 sqft · $212/sqft · 141 DOM
Sold · Jun ’26$400,000
11721 W RIVERHAVEN DRIVE · same community
3 bd · 2.5 ba · 2,202 sqft · $182/sqft · 175 DOM
Sold · Jul ’26$310,000
5060 S STETSON POINT DRIVE · same community
3 bd · 2 ba · 2,186 sqft · $142/sqft · 87 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5259 S STETSON POINT DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5259 S STETSON POINT DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
5259 S STETSON POINT DRIVE FAQs
What would the monthly payment be for 5259 S STETSON POINT DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,752/mo — principal and interest, the actual property-tax bill, the $15/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5259 S STETSON POINT DRIVE?+
The association fee works out to $15 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5259 S STETSON POINT DRIVE?+
The most recent tax bill on record (2024) was $11,409. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5259 S STETSON POINT DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Homosassa?+
At $975,000, this home is listed about 178% above the Homosassa median of $350,250. The market section on this page shows how the area is trending.
Which schools are assigned to 5259 S STETSON POINT DRIVE?+
Rock Crusher Elementary School (elementary), Crystal River Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$975,000 runs 308% above the HOMOSASSA 34448 median — but at 2,374 sqft it's also 21% larger than the typical Homosassa listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
441 days on market against a Homosassa median of 41 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $995,000, now $975,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REMAX REALTY ONE · Laura Bush. MLS #OM701104.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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