95 E HARTFORD STREET UNIT 7A, HERNANDO, FL, 34442
Active533 days on marketListed Feb 3, 2025MLS #OM693897
About this home
95 E HARTFORD STREET UNIT 7A
If care-free living is your goal this condo may be just what you are looking for! You will have plenty of extra time to relax by the pool, play a game of tennis or just enjoy the outdoors view from the roomy screened lanai. This unit includes its own 1-car carport adjacent to the stairway that leads to the residence and the site has convenient guest parking. The primary suite has an updated bath, tub/shower combo, walk-in closet with skylight and direct access to screened lanai. The guest wing has a remodeled bath with a step-in shower and a skylight. The pantry is in the laundry room just off the kitchen, A/C was replaced about four years ago, and the roof is maintained by the association and was replaced in 2022.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
990
Sqft
0.02 ac
Lot size
1985
Year built
One
Levels
$161
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,213 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,213/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+43.1%
$/sqft vs Hernando actives
$161 vs $197
Days on market
533 vs 37 typical
Where $161/sqft sits among the 99 Hernando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hernando
Get to know Hernando. See the full Hernando guide →
HERNANDO 34442 — neighborhood snapshot
Population
16,356
Median age
65.7
Median income
$55,473
Median home value
$295,900
Avg household
2.03
Households w/ children
868
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando market
$330K → $303K
Hernando median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
52 of 99
Hernando actives have cut their price
Median sold price, Hernando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% below the HERNANDO 34442 median. See the full Hernando market guide →
Paper trail
This home's history
Reality check
What actually sold near 95 E HARTFORD STREET UNIT 7A
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$450,000
330 E IRELAND COURT · same community
4 bd · 3 ba · 3,148 sqft · $143/sqft · 241 DOM
Sold · Dec ’25$412,000
399 N CONRAD AVENUE
2 bd · 2 ba · 1,060 sqft · $389/sqft · 112 DOM
Sold · Oct ’25$390,000
339 N SETON AVENUE
3 bd · 2 ba · 1,307 sqft · $298/sqft · 27 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 95 E HARTFORD STREET UNIT 7A — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 95 E HARTFORD STREET UNIT 7A — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
95 E HARTFORD STREET UNIT 7A FAQs
What would the monthly payment be for 95 E HARTFORD STREET UNIT 7A?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,213/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 95 E HARTFORD STREET UNIT 7A?+
The most recent tax bill on record (2024) was $556. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 95 E HARTFORD STREET UNIT 7A?+
The listing reports pets: Cats OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hernando?+
At $159,000, this home is listed about 57% below the Hernando median of $372,500. The market section on this page shows how the area is trending.
Which schools are assigned to 95 E HARTFORD STREET UNIT 7A?+
Forest Ridge Elementary School (elementary), Lecanto Middle School (middle), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the HERNANDO 34442 market on paper
$159,000 is 43% below the HERNANDO 34442 median of $277,000, and at $161/sqft it sits under the Hernando average of $207.
02Tennis Court & Trees/Woods views
The tennis court and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
533 days on market against a Hernando median of 37 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $175,000, now $159,000 — a $16K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REMAX REALTY ONE · Kim Devane. MLS #OM693897.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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