4807 NW 78 ROAD, GAINESVILLE, FL, 32653
Active2 days on marketListed Jul 31, 2026MLS #O6429640
About this home
4807 NW 78 ROAD
Maintenance-Free Living in Desirable Blues Creek! Welcome to this beautifully maintained corner-lot home offering 1,380 square feet of comfortable, low-maintenance living in the highly sought-after Blues Creek community. This home is perfect for both everyday living and entertaining. The spacious kitchen features a charming picture window above the sink, a generous pantry, and seamless views of the dining area and ample living room. Just off the living room, a flexible office, den, or bonus room provides the perfect space for working from home, hobbies, or a cozy reading retreat, with convenient access to the backyard. The master bedroom offers a walk-in closet and an en-suite bathroom complete with a large vanity and a hot tub. Two additional bedrooms share a full bathroom with a tub/shower combination. A centrally located laundry closet, with washer and dryer, adds everyday convenience. Enjoy the exceptional amenities that make Blues Creek such a desirable place to call home, including a community pool, tennis courts, scenic walking trails, and peaceful tree-lined streets. Conveniently located just minutes from Publix, Fresh Market, Starbucks, and and only 10 miles to the University of Florida, UF Health/Shands, and downtown Gainesville. The HOA fee covers exterior maintenance, lawn care, and access to the community pool and recreational amenities, allowing you to enjoy a truly carefree lifestyle.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,380
Sqft
0.06 ac
Lot size
2
Garage
2001
Year built
One
Levels
$192
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,328 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,328/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6%
$/sqft vs Gainesville actives
$192 vs $198
Days on market
2 vs 36 typical
Where $192/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Blues Creek
Get to know Gainesville. See the full Gainesville guide →
Blues Creek — neighborhood snapshot
Population
1,421
Median age
39
Median income
$103,304
Median home value
$317,600
Avg household
3
Households w/ children
173
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$320K → $312K
Gainesville median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
186 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 4807 NW 78 ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$275,000
7398 NW 47TH WAY · same community
2 bd · 2 ba · 1,472 sqft · $187/sqft · 2 DOM
Sold · Mar ’26$349,000
7001 NW 52ND TERRACE · same community
3 bd · 2 ba · 1,558 sqft · $224/sqft · 46 DOM
Sold · Aug ’25$345,000
7022 NW 51ST TERRACE · same community
3 bd · 2 ba · 1,805 sqft · $191/sqft · 45 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4807 NW 78 ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4807 NW 78 ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
4807 NW 78 ROAD FAQs
What would the monthly payment be for 4807 NW 78 ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,328/mo — principal and interest, the actual property-tax bill, the $184/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4807 NW 78 ROAD?+
The association fee works out to $184 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4807 NW 78 ROAD?+
The most recent tax bill on record (2025) was $3,721. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4807 NW 78 ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $264,500, this home is listed about 10% below the Gainesville median of $295,500. The market section on this page shows how the area is trending.
Which schools are assigned to 4807 NW 78 ROAD?+
William S. Talbot Elementary School (elementary), Fort Clarke Middle School (middle), Gainesville High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Ac Cruz Cruz. MLS #O6429640.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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