4135 INDIAN RIVER DRIVE, COCOA, FL, 32927
Active1 days on marketListed Jul 27, 2026MLS #O6428456
About this home
4135 INDIAN RIVER DRIVE
Experience the best of Indian River living from this exceptional property offering nearly half an acre and approximately 129 feet of private river frontage. The spacious 4-bedroom, 2-bath main home features soaring vaulted ceilings, an open and inviting floor plan, generous room sizes, and a huge screened porch overlooking the saltwater pool--perfect for effortless indoor-outdoor living. An attached 2-car garage provides everyday convenience, while the impressive 1,120 sq. ft. detached garage with loft and three roll-up doors offers incredible space for boats, vehicles, hobbies, or a workshop. Accordion shutters provide added peace of mind. Your private riverfront retreat includes a long dock and boat lift, creating easy access to boating, fishing, and unforgettable waterfront sunsets. A rare combination of space, versatility, and true Florida riverfront lifestyle.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,551
Sqft
0.48 ac
Lot size
6
Garage
1995
Year built
One
Levels
$588
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$9,383 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,383/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+80.7%
Days on market
1 vs 18 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cocoa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Cocoa. See the full Cocoa guide →
COCOA 32927 — neighborhood snapshot
Population
28,493
Median age
44.9
Median income
$81,969
Median home value
$261,800
Avg household
2.61
Households w/ children
2,409
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cocoa market
$321K → $329K
Cocoa median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
Median sold price, Cocoa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 442% above the COCOA 32927 median. See the full Cocoa market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4135 INDIAN RIVER DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4135 INDIAN RIVER DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
4135 INDIAN RIVER DRIVE FAQs
What would the monthly payment be for 4135 INDIAN RIVER DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,383/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4135 INDIAN RIVER DRIVE?+
The most recent tax bill on record (2025) was $6,802. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4135 INDIAN RIVER DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Cocoa?+
At $1,500,000, this home is listed about 384% above the Cocoa median of $309,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4135 INDIAN RIVER DRIVE?+
Atlantis Elementary School (elementary), Space Coast Junior/Senior High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,500,000 runs 442% above the COCOA 32927 median — but at 2,551 sqft it's also nearly twice the size of the typical Cocoa listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 1 day on market in a Cocoa market that averages 18 — if it fits, move quickly.
04Strong assigned schools
Atlantis Elementary School, Space Coast Junior/Senior High School — Atlantis Elementary School rates 4 of 5. Always verify assignments with the district.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Cocoa homes, in your inbox
Like 4135 INDIAN RIVER DRIVE but not quite? A daily digest of every new listing in Cocoa — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Eric to ping you on any price or status change →