Eric Chery
$730,0004 bd4.5 ba2,835 sqft$257 /sqft$4,768 /mo all-in ↓

635 LONG LAKE DRIVE, OVIEDO, FL, 32765

Active7 days on marketListed Jul 28, 2026MLS #O6428002

WaterfrontPrivate poolSingle Family ResidenceVILLAGES AT KINGSBRIDGE WEST TR D

About this home

635 LONG LAKE DRIVE

Welcome to this beautiful 4-bedroom, 3-and-a-half-bath pool home with serene water views, nestled in the highly sought-after Kingsbridge West community in Oviedo. Designed with both comfort and functionality in mind, this spacious home features soaring ceilings, abundant natural light, and a desirable split-bedroom floor plan. As you enter, you're greeted by expansive living spaces with views of the screened pool and tranquil water beyond. The inviting family room is the heart of the home, complete with a cozy fireplace, custom built-ins, and seamless indoor-outdoor living. The private primary suite is tucked away in the rear of the home, offering peaceful water views, direct access to the screened pool, and a relaxing retreat from the rest of the home. Two additional bedrooms are located on the opposite side and share an oversized Jack-and-Jill bathroom featuring private vanities, two private toilet areas, and a shared shower—ideal for family or guests. Upstairs, the spacious loft serves as the fourth bedroom with its own full bath and closet. This versatile space can easily function as a media room, game room, home office, guest suite, or bonus room to fit your lifestyle. Step outside to enjoy your screened-in pool overlooking the water—perfect for entertaining, relaxing, or simply taking in the peaceful surroundings. Additional updates include a newer HVAC system (2025), a newer water heater (2025), and a roof replaced in 2014, providing peace of mind for years to come. Located in Kingsbridge West offers an exceptional lifestyle. Residents enjoy walking distance to Long Lake with its scenic dock and tennis courts, Royalwood Park playground, and convenient pedestrian access to Oviedo on the Park. The community is also connected to the Seminole County trail system, making it easy to enjoy walking, jogging, and biking through one of Oviedo's most picturesque neighborhoods. Zoned for top-rated Seminole County schools and conveniently located approximately 20 minutes from the University of Central Florida, Full Sail University, and Research Park, this home also provides easy access to shopping, dining, parks, recreational facilities, and Central Florida's world-famous attractions and beautiful beaches, all within about an hour's drive. Experience the perfect combination of location, space, and lifestyle—this is Central Florida living at its finest!

Facts & features

The home at a glance

4

Bedrooms

4.5

Bathrooms

2,835

Sqft

0.24 ac

Lot size

2

Garage

1997

Year built

Two

Levels

$257

Per sqft

Private poolWaterfrontFireplaceWater view

Inside

FlooringCarpet · Other · Tile · Vinyl
AppliancesDishwasher · Dryer · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Primary Bedroom Main Floor · Split Bedroom · Thermostat · Vaulted Ceiling(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingOther

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationBlock
ViewWater
FacesEast
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Sidewalk · Sliding Doors

Community & fees

HOA fee$60/mo
Taxes (2025)$4,020/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesCable Connected · Electricity Available · Electricity Connected · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,768 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,939
PMI (est., until 20% equity)$274
Property tax — 2025 actual bill$335
HOA fee — from the listing$60
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $73,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $73,000
Interest rate6.00%
Loan term

Estimated payment

$4,768/mo

Principal & interest$3,939
PMI (est., until 20% equity)$274
Property taxes (actual bill)$335
HOA / condo fee$60
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Oviedo actives

$257 vs $250

Days on market

7 vs 31 typical

Where $257/sqft sits among the 205 Oviedo actives

51
55
41 · this home
32
11
15
$200–226$226–252$252–278$278–304$304–330$330+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Kingsbridge

Map of 635 LONG LAKE DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Orlando27 min
Orlando Int’l Airport (MCO)35 min
Universal Orlando40 min
Walt Disney World52 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Oviedo. See the full Oviedo guide →

Kingsbridge — neighborhood snapshot

Population

4,608

Median age

35

Median income

$90,368

Median home value

$399,078

Avg household

3

Households w/ children

610

For the school run

Seminole County School District

MiddleJackson Heights Middle School★★★★
ElementaryStenstrom Elementary School★★★★
HighOviedo High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Oviedo market

Seller’s marketSeller’s market2.8 months of inventoryBuyer’s market

$530K$540K

Oviedo median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

108 of 205

Oviedo actives have cut their price

Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 58% above the OVIEDO 32765 median. See the full Oviedo market guide →

Paper trail

This home's history

Jul 28, 2026Listed at $730,000 · 7 days on market since
1997Built · VILLAGES AT KINGSBRIDGE WEST TR D

Reality check

What actually sold near 635 LONG LAKE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

520 LONG LAKE COURTSold · Aug ’25

$620,000

520 LONG LAKE COURT · same community

4 bd · 4 ba · 2,404 sqft · $258/sqft · 164 DOM

656 LONG LAKE DRIVESold · Dec ’25

$2,200,000

656 LONG LAKE DRIVE · same community

5 bd · 4.5 ba · 5,260 sqft · $418/sqft · 29 DOM

1061 PROVIDENCE LANESold · Nov ’25

$535,000

1061 PROVIDENCE LANE

4 bd · 3.5 ba · 2,532 sqft · $211/sqft · 49 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 635 LONG LAKE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 635 LONG LAKE DRIVE — before you fall in love.

See it in person

Schedule a tour

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Goes straight to Eric’s phone and CRM.

Straight answers

635 LONG LAKE DRIVE FAQs

What would the monthly payment be for 635 LONG LAKE DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,768/mo — principal and interest, the actual property-tax bill, the $60/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 635 LONG LAKE DRIVE?+

The association fee works out to $60 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 635 LONG LAKE DRIVE?+

The most recent tax bill on record (2025) was $4,020. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 635 LONG LAKE DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Oviedo?+

At $730,000, this home is listed about 40% above the Oviedo median of $520,000. The market section on this page shows how the area is trending.

Which schools are assigned to 635 LONG LAKE DRIVE?+

Jackson Heights Middle School (middle), Stenstrom Elementary School (elementary), Oviedo High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$730,000 runs 58% above the OVIEDO 32765 median — but at 2,835 sqft it's also 40% larger than the typical Oviedo listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 7 days on market in a Oviedo market that averages 31 — if it fits, move quickly.

04Strong assigned schools

Jackson Heights Middle School, Stenstrom Elementary School, Oviedo High School — Jackson Heights Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of OLDE TOWN BROKERS INC · Wendy Calvet. MLS #O6428002.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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