Eric Chery
$315,0003 bd2 ba1,040 sqft$303 /sqft$2,185 /mo all-in ↓

324 QUEEN AVENUE, OVIEDO, FL, 32765

Active10 days on marketListed Jul 23, 2026MLS #O6427591

Priced 32% below the OVIEDO 32765 medianSingle Family ResidenceALLENS 1ST ADD TO WASHINGTON HEIGHTS

About this home

324 QUEEN AVENUE

Virtually Staged. Welcome to a beautifully renovated 3-bedroom, 2-bathroom, 1-car garage home that perfectly blends modern updates, everyday comfort, and an unbeatable location in one of Oviedo's most desirable neighborhoods. Best of all, there's NO HOA, giving you the freedom to truly enjoy your home without additional restrictions or fees. From the moment you arrive, you'll appreciate the fresh curb appeal, enhanced by new interior and exterior paint, setting the stage for the stylish updates that continue throughout the home. Step inside to discover an inviting open layout featuring luxury vinyl plank flooring, abundant natural light, modern finishes, and energy-efficient ceiling fans throughout, creating a comfortable and welcoming atmosphere. The heart of the home is the beautifully updated kitchen, thoughtfully designed with granite countertops, new stainless steel appliances, modern lighting, ample cabinetry, and generous counter space—perfect for preparing meals while staying connected with family and guests. Both bathrooms have been tastefully renovated with designer tile, modern vanities, updated fixtures, and contemporary finishes, creating spa-inspired spaces you'll enjoy every day. Every bedroom has been upgraded with energy-efficient ceiling fans, providing comfort and efficiency throughout the home. Step outside to one of this property's standout features—an expansive backyard situated on nearly a quarter-acre lot. With no rear neighbors, you'll enjoy an exceptional level of privacy, making it the perfect setting for entertaining, gardening, creating your dream outdoor oasis, or simply relaxing while enjoying peaceful Florida evenings. Additional major updates provide peace of mind, including a 2022 roof and a 2018 HVAC system, allowing you to move in with confidence. The dedicated laundry room also offers additional storage space, adding even more functionality to this thoughtfully designed home. Location is everything, and this home delivers. Ideally situated just minutes from the Oviedo Sports Complex, residents enjoy easy access to soccer fields, baseball fields, walking trails, playgrounds, and year-round community events. You'll also be just minutes from Oviedo on the Park, featuring waterfront dining, boutique shopping, outdoor concerts, food truck nights, and one of Seminole County's most vibrant community gathering spots. Nearby you'll find Center Lake Park, Cross Seminole Trail, the Oviedo Mall, countless restaurants, shopping, entertainment, and convenient access to SR-417, UCF, Research Park, Downtown Orlando, and major employers. Families will especially appreciate being located within Seminole County Public Schools, one of Florida's highest-rated school districts, known for its TOP A-rated schools, making this home an outstanding choice for both homeowners and long-term investment. Opportunities like this are becoming increasingly rare. A beautifully renovated home with NO HOA, major system updates, nearly a quarter-acre lot, no rear neighbors, exceptional privacy, and a location in the heart of highly sought-after Oviedo is a combination that's hard to find. Come experience why this move-in-ready home is the perfect place to create your next chapter.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,040

Sqft

0.2 ac

Lot size

1

Garage

1993

Year built

One

Levels

$303

Per sqft

Park/Greenbelt & Trees/Woods view

Inside

FlooringLuxury Vinyl · Tile
AppliancesConvection Oven · Electric Water Heater · Microwave · Range · Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Primary Bedroom Main Floor
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationBlock · Slab
ViewPark/Greenbelt · Trees/Woods
FacesWest
ParkingDriveway
ExteriorGarden · None

Community & fees

Taxes (2025)$380/yr

Utilities & systems

UtilitiesElectricity Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,185 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,854
FHA mortgage insurance (est.)$139
Property tax — 2025 actual bill$32
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,025Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,025
Interest rate6.00%
Loan term

Estimated payment

$2,185/mo

Principal & interest$1,854
FHA mortgage insurance (est.)$139
Property taxes (actual bill)$32
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $315K
$302KedgeAI estimate $338,454 · range $326K$369K$384K

vs edgeAI estimate

−6.9%

$/sqft vs Oviedo actives

$303 vs $250

Days on market

10 vs 25 typical

Where $303/sqft sits among the 206 Oviedo actives

52
55
42
31 · this home
11
15
$200–226$226–252$252–278$278–304$304–330$330+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Oviedo

Map of 324 QUEEN AVENUE

Drive times from this address

Downtown Orlando26 min
Orlando Int’l Airport (MCO)35 min
Universal Orlando39 min
Walt Disney World52 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Oviedo. See the full Oviedo guide →

OVIEDO 32765 — neighborhood snapshot

Population

63,646

Median age

35.5

Median income

$99,161

Median home value

$418,600

Avg household

2.82

Households w/ children

8,093

For the school run

Seminole County School District

ElementaryCarillon Elementary School★★★★
HighHagerty High School★★★★
MiddleJackson Heights Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Oviedo market

Seller’s marketLeans seller3.9 months of inventoryBuyer’s market

$539K$580K

Oviedo median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

107 of 206

Oviedo actives have cut their price

Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 32% below the OVIEDO 32765 median. See the full Oviedo market guide →

Paper trail

This home's history

Jul 23, 2026Listed at $315,000 · 10 days on market since
1993Built · ALLENS 1ST ADD TO WASHINGTON HEIGHTS

Reality check

What actually sold near 324 QUEEN AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

388 CHINABERRY AVENUESold · Jan ’26

$335,000

388 CHINABERRY AVENUE · same community

3 bd · 2 ba · 1,257 sqft · $267/sqft · 399 DOM

339 CHINABERRY AVENUESold · Aug ’25

$325,000

339 CHINABERRY AVENUE · same community

3 bd · 2 ba · 1,272 sqft · $256/sqft · 57 DOM

367 DAISEY AVENUESold · Mar ’26

$335,000

367 DAISEY AVENUE · same community

3 bd · 2 ba · 1,316 sqft · $255/sqft · 7 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 324 QUEEN AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 324 QUEEN AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

324 QUEEN AVENUE FAQs

What would the monthly payment be for 324 QUEEN AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,185/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 324 QUEEN AVENUE?+

The most recent tax bill on record (2025) was $380. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Oviedo?+

At $315,000, this home is listed about 40% below the Oviedo median of $525,000. The market section on this page shows how the area is trending.

Which schools are assigned to 324 QUEEN AVENUE?+

Carillon Elementary School (elementary), Hagerty High School (high), Jackson Heights Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the OVIEDO 32765 market on paper

$315,000 is 32% below the OVIEDO 32765 median of $459,995.

02Park/Greenbelt & Trees/Woods views

The park/greenbelt and trees/woods view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Carillon Elementary School, Hagerty High School, Jackson Heights Middle School — Carillon Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of NETWORTH REALTY OF ORLANDO, LLC · Wendy Aldana LLC. MLS #O6427591.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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